1130 Beach Rd, Beach Park (Zion), IL 60099 Property Records

Lake County property record for 1130 Beach Rd, Beach Park, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2004)
Tax Bill	$7,220 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-33-115-093`

Property Details

APN / Parcel Number

Primary APN	`04-33-115-093`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	784 sqft
2nd Floor Area	640 sqft
Upper Floors Area	640 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	106 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1130 BEACH RD
City	BEACH PARK
State	IL
Zip	60099-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEWES FARM ESTATES; LOT 58
Legal Subdivision	TEWES FARM ESTATES
Legal Lot Number	58
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2019
Census Tract	860600

Owner

1130 Beach Rd is owned and occupied by two individuals who bought it in August 2004.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1130 BEACH RD, ZION, IL 60099-4501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2004 · Amount on File
Deed Sale	Aug 18, 2004 · Amount on File
Deed Document Number	20045626622
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1130 BEACH RD, BEACH PARK, IL 60099-4501
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007869256
Date	Feb 2, 2022
Instrument	7869256

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1130 BEACH RD, BEACH PARK, IL 60099-4501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007615873
Date	Dec 11, 2019
Instrument	7615873

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Waukegan City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,289 Land $5,859 Building $70,430	$228,890 Land $17,579 Building $211,311
2024	$7,220.00 (+7.94%)
2023	$6,689.00 (-3%)	$61,025 (+4.76%) Land $5,161 Building $55,864	$183,094 (+4.76%) Land $15,485 Building $167,609
2022	$6,896.00	$58,253 Land $5,042 Building $53,211	$174,777 Land $15,128 Building $159,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1130 Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–2009)
Most Recent Claim	Jun 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1130 Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACH PARK serves 8,710 people · EPA ID IL0970190
Water Source	Purchased surface water from WAUKEGAN
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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