1130 Bay Rd, Mount Dora, FL 32757 Property Records

Lake County property record for 1130 Bay Rd, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1957
Lot Size	0.272 acres (11,849 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Apr 2026)
Tax Bill	$1,232 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2026 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-19-26-0003-000-12800`

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0003-000-12800`
Alternative APN	`1409233`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Metal
Lot Area	11,849 sqft (0.272 acres)
Lot Dimensions	150 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	532 sqft
Utility Building	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1409233
Street Address	1130 BAY RD
City	MOUNT DORA
State	FL
Zip	32757-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	FROM NE COR GOV LOT 3 RUN S 871.54 FT S 72DEG 20MIN W 639.5 FT N 60DEG W 762.53 FT N 145 FT FOR POB RUN N 79 FT E 150 FT S 79 FT W 150 FT TO POB ORB 2568 PG 257
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Quarter	3
Legal Tract	0003
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	2
Census Block	2046
Census Tract	30915

Owner

Source: Lake County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15985 PRESERVE MARKETPLACE BLVD, 1135, ODESSA, FL 33556-5509
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 17, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Mar 29, 2019	Loan Modification, Mortgage BRANCH BK&TR
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Deed Document Number	202647118
Deed Book / Page	6722 / 114
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1130 BAY RD, MOUNT DORA, FL 32757-3212
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 BAY RD, MOUNT DORA, FL 32757-3212

Mortgage

Document Number	0065861437
Date	Aug 27, 2025
Book Page	6586/1437
Instrument	2025105795

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 17, 2026
Property Address	1130 BAY RD, MOUNT DORA, FL 32757-3212
Document Number	0000047118
Book / Page	6722 / 114
Instrument Date	Apr 10, 2026
Instrument	2026.47118
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$123,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000047120,
Date	Apr 17, 2026
Instrument	2026..47120

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1130 BAY RD, MOUNT DORA, FL 32757-3212
Document Number	0052770848
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1130 BAY RD MOUNT DORA FL 327573212, MOUNT DORA, FL 32757-3212

Mortgage

Document Number	0052770848
Date	May 9, 2019
Book Page	005277/000848
Instrument	52129

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 8, 2044

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1130 BAY RD, MOUNT DORA, FL 32757-3212
Document Number	0049951160
Book / Page	004995 / 001160
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1130 BAY RD MOUNT DORA FL 327573212, MOUNT DORA, FL 32757-3212

Mortgage

Document Number	0049951160
Date	Sep 1, 2017
Book Page	004995/001160
Instrument	94995

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2042

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1130 BAY RD, MOUNT DORA, FL 32757-3212
Document Number	0049662435
Book / Page	004966 / 002435
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1130 BAY RD MOUNT DORA FL 327573212, MOUNT DORA, FL 32757-3212

Mortgage

Document Number	0049662435
Date	Jul 5, 2017
Book Page	004966/002435
Instrument	71503

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,020 (+2.9%)	$161,005 (-) Land $30,000 Building $131,005
2025		$73,880 (+5.98%) Land $30,000 Building $43,880	$161,005 (+3.87%) Land $30,000 Building $131,005
2024	$1,232.00 (+19.84%)
2023	$1,028.00 (+19.67%) Homeowner's exemption	$69,710 (+3%)	$155,005 (-) Land $30,000 Building $125,005
2022	$859.00 Homeowner's exemption	$67,680	$155,005 Land $30,000 Building $125,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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