1130 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1130 78th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2006
Lot Size	0.137 acres (5,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,872 (Apr 2015)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R309994`

Property Details

APN / Parcel Number

Primary APN	`R309994`
Alternative APN	`R1329200000001320000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,975 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1130 78TH ST
City	LUBBOCK
State	TX
Zip	79423-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS L 132
Legal Subdivision	CEDAR MEADOWS
Legal Lot Number	132
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	2206

Owner

Source: Lubbock County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 78TH ST, LUBBOCK, TX 79423-4532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 14, 2020	Loan Modification, Mortgage · FHA Mortgage FIRST GNTY MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2015 · Amount on Record
Deed Sale	Apr 14, 2015 · Amount on Record
Prior Sale	Mar 12, 2007 · Amount on Record
Deed Document Number	201512472
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	0000012472
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1130 78TH ST, LUBBOCK, TX 79423-4532
Document Number	0000011279
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 78TH ST LUBBOCK TX 794234532, LUBBOCK, TX 79423-4532

Mortgage

Document Number	0000011279
Date	Mar 20, 2020
Instrument	11279

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1130 78TH ST, LUBBOCK, TX 79423-4532
Document Number	0000011278
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 78TH ST LUBBOCK TX 794234532, LUBBOCK, TX 79423-4532

Mortgage

Document Number	0000011278
Date	Mar 20, 2020
Instrument	11278

Lender

Name	FIRST GNTY MTG CORP
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate	4%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (-17.73%) Homeowner's exemption	$182,453 (+8.5%) Land $28,000 Building $154,453	$182,453 (+1.85%) Land $28,000 Building $154,453
2024	$2,448.00 (+11.22%)
2023	$2,201.00 (-17.16%) Homeowner's exemption	$168,155 Land $12,000 Building $167,134	$179,134 Land $12,000 Building $167,134
2022	$2,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

Nearby Properties on 78th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures