1130 5th St, Los Banos, CA 93635 Property Records

Merced County property record for 1130 5th St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,560 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-054-011-000`

Property Details

APN / Parcel Number

Primary APN	`026-054-011-000`
Alternative APN	`026054011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1931
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Location & Zoning

Old Parcel Number	026054011
Street Address	1130 5TH ST
City	LOS BANOS
State	CA
Zip	93635-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS BANOS POR LOTS 17-22 BLK 84
Legal Subdivision	LOS BANOS
Legal Block	84
Legal Lot Number	17-22 18
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	5
Census Block	5023
Census Tract	2201

Owner

Source: Merced County records · APN 026-054-011-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 224, LOS BANOS, CA 93635-0224
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2005
Deed Sale	Feb 16, 2005
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	2005-011090
Record Updated	Jun 07, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1130 5TH ST, LOS BANOS, CA 93635-4207
Document Number	0000009298
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 5TH ST LOS BANOS CA 936354207, LOS BANOS, CA 93635-4207

Mortgage

Document Number	0000009298
Date	Mar 29, 2018
Instrument	9298

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,099.00 (+4.55%)	$283,824 (+4.04%) Land $118,475 Building $165,349
2023	$2,964.00 (+1.47%)	$272,804 Land $113,875 Building $158,929
2022	$2,921.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Based on FCC filings for 528 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LOS BANOS serves 48,896 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.