113 Windy Point Dr, Suffolk, VA 23435 Property Records

Suffolk City property record for 113 Windy Point Dr, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,825 sqft · built 1995
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$707,700 (Apr 2026)
Tax Bill	$450 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Apr 2026 Sale & Mortgage
APN	`5D(1)*80`

Property Details

APN / Parcel Number

Primary APN	`5D(1)*80`
Alternative APN	`304313500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,825 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304313500
Street Address	113 WINDY POINT DR
City	SUFFOLK
State	VA
Zip	23435-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L. 80, BENNETTS CREEK LANDING, SEC. 1
Legal Subdivision	BENNETTS CREEK
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1004
Census Tract	75104

Owner

113 Windy Point Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Suffolk City records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 WINDY POINT DR, SUFFOLK, VA 23435-1757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2013	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 22, 2026	Bargain and Sale Deed, Transfer · VA Mortgage AMERICAN HOME MORTGAGE ACCEPT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Sep 18, 2009 · Amount on File
Deed Document Number	20264868
Record Updated	Oct 29, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	113 WINDY POINT DR, SUFFOLK, VA 23435-1757
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013080600/167540
Date	Aug 6, 2013
Book Page	2013080600/167540

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2028

Interest

Rate Type	Fixed Rate
Rate	3%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 22, 2026
Property Address	113 WINDY POINT DR, SUFFOLK, VA 23435-1757
Document Number	0000004868
Instrument Date	Apr 7, 2026
Instrument	20264868
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,477.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 WINDY POINT DR, SUFFOLK, VA 23435-1757
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004869,
Date	Apr 22, 2026
Instrument	20264869

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 113 Windy Point Dr was $450 with a senior citizen's exemption, up 14.5% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$526,800 (+2.21%) Land $118,800 Building $408,000
2025	$450.00 (+14.5%) Senior Citizen's exemption	$526,800 (+2.21%) Land $118,800 Building $408,000	$515,400 Land $118,800 Building $396,600
2024	$393.00 Senior Citizen's exemption	$515,400 (+5.53%) Land $118,800 Building $396,600
2023	Senior Citizen's exemption	$488,400 Land $118,800 Building $369,600	$488,400 Land $118,800 Building $369,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 113 Windy Point Dr; 48 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Windy Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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