Carteret County property record for 113 Willis Ln, Atlantic, NC 28511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1976 |
| Lot Size | 0.862 acres (37,549 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Jul 2023) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7492.16.83.1250000 |
| Primary APN | 7492.16.83.1250000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Heated Area |
| Gross Area | 1,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,549 sqft (0.862 acres) |
| Lot Dimensions | 219 ft deep x 193 ft wide |
| Porch | Porch |
| Porch Area | 12 sqft |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 67184 |
|---|---|
| Street Address | 113 WILLIS LN |
| City | ATLANTIC |
| State | NC |
| Zip | 28511-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT OFF SR 1381 ATLANTIC |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 970101 |
Source: Carteret County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 205 CORE SOUND LOOP RD, ATLANTIC, NC 28511-9755 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Deed Document Number | 0001804307 |
| Deed Book / Page | 1804 / 307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 113 WILLIS LN, ATLANTIC, NC 28511-9617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 205 CORE SOUND LOOP RD, ATLANTIC, NC 28511-9755 |
| Document Number | 0018040308 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 1804/308 |
| Instrument | 1804308 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 5-Year CMT |
| Max Rate | 11.2% |
Source: Carteret County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (-47.51%) | $232,995 (+182.78%) Land $48,500 Building $184,495 | $232,995 (+182.78%) Land $48,500 Building $184,495 |
| 2023 | $82,393 Land $37,731 Building $44,662 | $82,393 Land $37,731 Building $44,662 | |
| 2022 | $1,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 308 (1985–2026) |
| Claims Outside the SFHA | 15 of 308 |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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