113 Whitmore Dr, Elkton, MD 21921 Property Records

Cecil County property record for 113 Whitmore Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1975
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2021)
Tax Bill	$3,245 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-005887`

Property Details

APN / Parcel Number

Primary APN	`03-005887`
Alternative APNs	`3005887` `005887`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,151 sqft (0.256 acres)
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005887
Street Address	113 WHITMORE DR
City	ELKTON
State	MD
Zip	21921-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 42 - .256 ACRE 113 WHITMORE DRIVE THOMSON ESTATES
Legal Subdivision	WHITMORE DRIVE THOMSON ESTATES
Legal Block	K
Legal Lot Number	42
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2005
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 WHITMORE DR, ELKTON, MD 21921-6144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Mar 22, 2017	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Book / Page	5053 / 402
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0050530402
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 7, 2021
Property Address	113 WHITMORE DR, ELKTON, MD 21921-6144
Document Number	0050530402
Book / Page	5053 / 402
Map Reference	MB 2 FO 51
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	113 WHITMORE DR, ELKTON, MD 21921-6144

Mortgage

Document Number	0005053407
Date	Dec 7, 2021
Instrument	5053/407

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 22, 2017
Property Address	113 WHITMORE DR, ELKTON, MD 21921-6144
Document Number	0040400180
Book / Page	4040 / 180
Map Reference	MBWAS2 FO51
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KRISH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 NONANTUM DR, NEWARK, DE 19711-8517

Mortgage

Document Number	0004040185
Date	Mar 22, 2017
Instrument	4040/185

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,245.00 (+5.25%) Homeowner's exemption	$201,267 (+8.89%)	$217,700 (-) Land $79,900 Building $137,800
2025	$3,083.00 (+39.63%) Homeowner's exemption	$184,833 (+10.59%)	$217,700 (+29.28%) Land $79,900 Building $137,800
2023	$2,208.00 Homeowner's exemption	$167,133	$168,400 Land $56,000 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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