Schenectady County and Schenectady City property record for 113 Walnut St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1920 |
| Lot Size | 0.087 acres (3,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Jan 2025) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.83-2-61 |
| Primary APN | 421500 39.83-2-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 620 sqft |
| 2nd Floor Area | 300 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,810 sqft (0.087 acres) |
| Lot Dimensions | 127 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 151 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 113 WALNUT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1X WOOD & GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 61.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2631 1ST AVE, SCHENECTADY, NY 12303-3168 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jan 29, 2025 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Mar 12, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Mar 12, 2019 · Amount on Record |
| Deed Document Number | 20252403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 113 WALNUT ST, SCHENECTADY, NY 12308-3215 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 113 WALNUT ST, SCHENECTADY, NY 12308-3215 |
| Document Number | 0000055697 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 5165/357 |
| Instrument | 202155697 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 29, 2025 |
| Property Address | 113 WALNUT ST, SCHENECTADY, NY 12308-3215 |
| Document Number | 0000002403 |
| Map Reference | MB 6 PG 184 MAP 242 |
| Instrument Date | Jan 13, 2025 |
| Instrument | 202502403 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 PINEHURST RD, ALBANY, NY 12205-5112 |
| Name | Verified Name |
|---|---|
| Address | 2631 1ST AVE, SCHENECTADY, NY 12303-3168 |
| Document Number | 0000002404 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 202502404 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 12, 2019 |
| Property Address | 113 WALNUT ST, SCHENECTADY, NY 12308-3215 |
| Document Number | 0000010697 |
| Book / Page | 002007 / 000179 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 10697 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 GREYLEDGE DR ALBANY NY 122112054, ALBANY, NY 12211-2054 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 (+9.3%) | $35,000 (-) Land $9,100 Building $25,900 | $57,957 (+13.35%) Land $15,069 Building $42,888 |
| 2024 | $35,000 (-) Land $9,100 Building $25,900 | $51,132 (+15.41%) Land $13,294 Building $37,838 | |
| 2023 | $35,000 (-) Land $9,100 Building $25,900 | $44,304 (+3.8%) Land $11,519 Building $32,785 | |
| 2022 | $35,000 Land $9,100 Building $25,900 | $42,683 Land $11,098 Building $31,585 | |
| 2021 | $2,140.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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