113 W 4th St, Spring Valley, IL 61362 Property Records

Bureau County property record for 113 W 4th St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1905
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$52,000 (Mar 2020)
Tax Bill$1,758 (2025)
Deeds & MortgagesJan 2024 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-277-007

Property Details

APN / Parcel Number

Primary APN18-34-277-007
Alternative APN
  • 2204

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide

Location & Zoning

Account Number1834277007
Street Address113 W 4TH ST
CitySPRING VALLEY
StateIL
Zip61362-1418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-OBIERNES 3RD ADD. L 4 BLK 124 (50 X 130) D 24-0204
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionOBIERNES 3RD ADD
Legal Block124
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3068
Census Tract965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 W 4TH ST, SPRING VALLEY, IL 61362-1418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
HEARTLAND BANK & TRUST CO
Mar 23, 2020Warranty Deed, Transfer · VA Mortgage
TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2020 · Amount on Record
Deed SaleMar 23, 2020 · Amount on Record
Deed Document Number20201119
Last Transfer DateDec 21, 2023
Transfer Doc2024R00204
Record UpdatedJun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUREAU IL
Recording DateJan 25, 2024
Property Address113 W 4TH ST, SPRING VALLEY, IL 61362-1418
Document Number2024R00204
Instrument DateDec 21, 2023
Instrument2024R00204
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 W 4TH ST, SPRING VALLEY, IL 61362-1418

Mortgage

Document Number2024R00205
DateJan 25, 2024
Instrument2024R00205
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.7%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change6.7%
Max Rate At Change10.7%
Index1-Year LIBOR
Margin4
Max Rate14.7%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUREAU IL
Recording DateMar 23, 2020
Property Address113 W 4TH ST, SPRING VALLEY, IL 61362-1418
Document Number2020R01119
Instrument DateMar 18, 2020
Instrument2020R01119
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$78.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 W 4TH ST, SPRING VALLEY, IL 61362-1418

Mortgage

Document Number2020R01120
DateMar 23, 2020
Instrument2020R01120
Lender
NameTOWN & COUNTRY BANC MTG SVCS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,758.00 (+28.32%) Homeowner's exemption$23,594 (+8.56%) Land $4,562 Building $19,032$70,782 (+8.56%) Land $13,686 Building $57,096
2024$1,370.00 (+9.34%)$21,733 (+6.64%) Land $4,202 Building $17,531$65,199 (+6.64%) Land $12,606 Building $52,593
2023$20,379 (+8.41%) Land $3,940 Building $16,439$61,137 (+8.41%) Land $11,820 Building $49,317
2022$1,253.00$18,798 Land $3,634 Building $15,164$56,394 Land $10,902 Building $45,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: digiMax, Geneseo Communications Services, IVNet, Nextlink.

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