113 Uschak Rd, Derry, PA 15627 Property Records

Westmoreland County property record for 113 Uschak Rd, Derry, PA 15627

Property Summary

Property Type	Single Family Home
Details	3,000 sqft · built 2024
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Nov 2017)
Tax Bill	$5,955 (2026)
Deeds & Mortgages	Jun 2023 Construction Loan Nov 2017 Sale + 1 more
APN	`45-40-00-0-012`

Property Details

APN / Parcel Number

Primary APN	`45-40-00-0-012`
Alternative APN	`0450400000012`

Interior

Stories	1 Story
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	113 USCHAK RD
City	DERRY
State	PA
Zip	15627-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE W/ATT. GAR, 2 DET.GARAGES
Jurisdiction	WESTMORELAND PA
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2029
Census Tract	807901

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 USCHAK RD, DERRY, PA 15627-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Construction Mortgage SOMERSET TRUST CO
Nov 20, 2017	Grant Deed, Transfer ATTORNEY ONLY
Nov 14, 2017	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	201740144
Prior Transfer Date	Nov 16, 2017
Prior Transfer Doc	0000040144
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	113 USCHAK RD, DERRY, PA 15627-3604
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014170
Date	Jun 9, 2023
Instrument	202306090014170

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	May 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 5, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	12-Month MTA
Max Rate	12%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 20, 2017
Property Address	113 USCHAK RD, DERRY, PA 15627-3604
Document Number	0000040144
Instrument Date	Nov 16, 2017
Instrument	40144
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,399.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 USCHAK RD DERRY PA 156273604, DERRY, PA 15627-3604

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 14, 2017
Property Address	113 USCHAK RD, DERRY, PA 15627-3604
Document Number	0000039248
Instrument Date	Nov 13, 2017
Instrument	201711140039248
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,798.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 USCHAK RD, DERRY, PA 15627-3604

Mortgage

Document Number	0000039249
Date	Nov 14, 2017
Instrument	201711140039249

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Derry Township
Unified School District	Derry Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,955.00 (+0.81%)	$47,530 (+561.06%) Land $3,750 Building $43,780
2025	$5,907.00 (+561.48%)		$47,530 (+561.06%) Land $3,750 Building $43,780
2024	$893.00	$7,190 Land $3,750 Building $3,440
1972			$7,190 Land $3,750 Building $3,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATROBE MUNI AUTH serves 30,000 people · EPA ID PA5650060
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Citizens Fiber.

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