Anderson County property record for 113 Tracy Ln, Oak Ridge, TN 37830
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,220 sqft · built 1984 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Feb 2023) |
| Tax Bill | $756 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105F-B-027.00 |
| Primary APN | 105F-B-027.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 1,220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | L-Shape |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 113 TRACY LN |
|---|---|
| City | OAK RIDGE |
| State | TN |
| Zip | 37830-6684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY RIDGE SUB PB: 3 PG: 148D BLK: 20-BX LOT: 48 |
| Legal Subdivision | HICKORY RIDGE SUB |
| Legal Block | 20-BX |
| Legal Lot Number | 48 |
| Jurisdiction | ANDERSON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20100 |
113 Tracy Ln is owned and occupied by an individual who bought it in February 2023.
Source: Anderson County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 TRACY LN, OAK RIDGE, TN 37830-6684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Warranty Deed, Transfer · VA Mortgage FIRST CHOICE LENDING SERVICES LLC |
| Jun 26, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TNBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Prior Sale | Jun 26, 2020 · Amount on File |
| Deed Document Number | 20231063 |
| Deed Book / Page | 1811 / 476 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0017800994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | Feb 8, 2023 |
| Property Address | 113 TRACY LN, OAK RIDGE, TN 37830-6684 |
| Document Number | 0018110476 |
| Book / Page | 1811 / 476 |
| Map Reference | CAB 3 SL 148D |
| Instrument Date | Feb 3, 2023 |
| Instrument | 23001063 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | CROSSLAND TITLE AGENCY, CROSSLAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 TRACY LN, OAK RIDGE, TN 37830-6684 |
| Document Number | 0023001064 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 23001064 |
| Name | FIRST CHOICE LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | Jun 26, 2020 |
| Property Address | 113 TRACY LN, OAK RIDGE, TN 37830-6684 |
| Document Number | 17282169 |
| Book / Page | 001728 / 002169 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 5862 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 TRACY LN OAK RIDGE TN 378306684, OAK RIDGE, TN 37830-6684 |
| Document Number | 17282173 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 001728/002173 |
| Instrument | 5863 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON TN |
| Property Address | 113 TRACY LN, OAK RIDGE, TN 37830-6684 |
| Document Number | 16751217 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 117 WILTSHIRE DR OAK RIDGE TN 378304506, OAK RIDGE, TN 37830-4506 |
| Document Number | 16751217 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 001675/001217 |
| Instrument | 1564 |
| Name | TNBANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, TN 37830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Anderson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Anderson County |
| Municipality | Oak Ridge City |
| Unified School District | Oak Ridge City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,400 Land $14,375 Building $53,025 | $269,600 Land $57,500 Building $212,100 | |
| 2024 | $756.00 | ||
| 2023 | $30,775 Land $7,175 Building $23,600 | ||
| 2020 | $123,100 Land $28,700 Building $94,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 Tracy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Tracy Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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