113 Terrell Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 113 Terrell Dr, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1974
Square Footage	1,016 sqft Heated Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Tax Bill	$1,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042I 014`
Alternative APN	`758700`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,016 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1974
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Deck Area	60 sqft Deck
Patio Area	60 sqft Patio
Porch	Porch
Porch Area	118 sqft Porch
Lean-To	64 sqft Lean-To
Pole Structure	140 sqft Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Account Number	758700
Old Parcel Number	042I 014
Street Address	113 TERRELL DR
City	TOCCOA
State	GA
Zip	30577-3827
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 68A HARPER HOME SITES S/D + TRACT 2
Legal Subdivision	HARPER HOME SITES
Legal Tract	2
Legal Lot Number	68A
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	4
Census Block	4053
Census Tract	970102

Owner

Source: Stephens County records · APN 042I 014

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 TERRELL DR, TOCCOA, GA 30577-3827
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2014
Deed Sale	Jun 10, 2014
Deed Doc Number	0001042427
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	113 TERRELL DR, TOCCOA, GA 30577-3827
Document Number	0012340438
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	113 TERRELL DR TOCCOA GA 305773827, TOCCOA, GA 30577-3827

Mortgage

Document Number	0012340438
Date	Dec 30, 2020
Book Page	001234/000438

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank (FSB)
Address	SENECA, SC 29678

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+30.43%) Homeowner's exemption	$36,291 (+50.72%) Land $5,759 Building $30,532	$90,727 (+50.72%) Land $14,397 Building $76,330
2023	$792.00 (-2.82%) Homeowner's exemption	$24,078 (+4.46%) Land $5,759 Building $18,319	$60,195 (+4.47%) Land $14,397 Building $45,798
2022	$815.00 Homeowner's exemption	$23,049 Land $5,759 Building $17,290	$57,621 Land $14,397 Building $43,224

Flood & Wildfire

113 Terrell Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 19th in Georgia
Wildfire Likelihood	Moderate — about 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.