113 Summit Lake Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 113 Summit Lake Rd, Summit, NY 12175

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 1,435 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on Record
Last Sale	$175,000 (Nov 2003)
Tax Bill	$4,915 (2026)
Flood Zone	Zone X (minimal risk)
APN	`434800 112.1-2-21`

Property Details

APN / Parcel Number

Primary APN	`434800 112.1-2-21`
Alternative APNs	`480011200100020210000000` `545J100027`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,181 sqft
Upper Floors Area	254 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	360 ft deep x 94 ft wide
Porch	Patio
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J100027
Street Address	113 SUMMIT LAKE RD
City	SUMMIT
State	NY
Zip	12175
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	01 - NOT Z
Legal Description	INCLUDES SHORELINE VALUE 94.90 X 365.77
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1055
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	459 HORSEPOUND RD, CARMEL, NY 10512-4706
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2003 · Amount on Record
Deed Sale	Nov 26, 2003 · Amount on Record
Prior Sale	Jun 28, 1999 · Amount on Record
Deed Book / Page	749 / 283
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,915.00 (+5.38%)
2025	$4,664.00 (+5.23%)	$74,200 (+5.55%) Land $15,400 Building $58,800	$192,727 (+17.2%) Land $40,000 Building $152,727
2023		$70,300 Land $15,400 Building $54,900	$164,444 Land $36,023 Building $128,421
2020	$4,432.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20