113 Summer Rest Trl, Hubert, NC 28539 Property Records

Onslow County property record for 113 Summer Rest Trl, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,103 sqft · built 2012
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2021)
Tax Bill	$2,311 (2026)
Deeds & Mortgages	May 2021 Sale Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1315F-19`

Property Details

APN / Parcel Number

Primary APN	`1315F-19`
Alternative APNs	`490009917` `473183000` `156635`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,103 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	91,040 sqft (2.09 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490009917
Street Address	113 SUMMER REST TRL
City	HUBERT
State	NC
Zip	28539-3986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L18 S2 THE BLUFFS @ STARLING POINT PT S/F 1315-267 (025442)
Legal Subdivision	THE BLUFFS @ STARLING POINT SEC 2
Legal Lot Number	18
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1001
Census Tract	2801

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 SUMMER REST TRL, HUBERT, NC 28539-3986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Mar 31, 2017	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Book / Page	5475 / 346
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 28, 2021
Property Address	113 SUMMER REST TRL, HUBERT, NC 28539-3986
Document Number	0054750346
Book / Page	5475 / 346
Map Reference	MB 64 PG 215&215A
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SUMMER REST TRL, HUBERT, NC 28539-3986

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	113 SUMMER REST TRL, HUBERT, NC 28539-3986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050420238
Date	Oct 21, 2019
Book Page	5042/238

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 31, 2017
Property Address	113 SUMMER REST TRL, HUBERT, NC 28539-3986
Document Number	0045970347
Book / Page	4597 / 347
Map Reference	MB64 PG215-215A
Instrument Date	Mar 31, 2017
Instrument	4597-347
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 LAFITTE DR, 121, HUBERT, NC 28539-3865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 SUMMER REST TRL, HUBERT, NC 28539-3986

Mortgage

Document Number	4597353
Date	Mar 31, 2017
Instrument	4597-353

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047
Prepayment Penalty	00 Months

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,311.00	$438,785 (+24.34%) Land $50,100 Building $388,685	$438,785 (+24.34%) Land $50,100 Building $388,685
2023	$2,311.00	$352,901 Land $60,100 Building $292,801	$352,901 Land $60,100 Building $292,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Ophelia, Sep 2005 · 2 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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