113 Stephens Dr, Rincon, GA 31326 Property Records

Effingham County property record for 113 Stephens Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,665 sqft · built 2002
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Mar 1999)
Tax Bill	$4,092 (2025)
Deeds & Mortgages	Jan 2016 Line of Credit Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0450B-025-000`

Property Details

APN / Parcel Number

Primary APN	`0450B-025-000`
Alternative APNs	`01020053000` `0450B025` `17559`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,665 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	110,207 sqft (2.53 acres)
Garage Area	1,380 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	652 sqft
Deck Area	72 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17559
Street Address	113 STEPHENS DR
City	RINCON
State	GA
Zip	31326-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	2.53 AC LOT 25
Legal Subdivision	PINE POINT ESTATES
Legal Phase	1A
Legal Block	1-A
Legal Lot Number	25
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2029
Census Tract	30309

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 STEPHENS DR, RINCON, GA 31326-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 1999 · Amount on Record
Deed Sale	Mar 19, 1999 · Amount on Record
Deed Book / Page	554 / 98
Last Transfer Date	Oct 29, 2020
Transfer Doc	002635/368
Record Updated	Oct 29, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	113 STEPHENS DR, RINCON, GA 31326-5429
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002326/559
Date	Jan 4, 2016
Book Page	2326/559

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2045

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 29, 2020
Property Address	113 STEPHENS DR, RINCON, GA 31326-5429
Document Number	002635/368
Book / Page	2635 / 368
Instrument Date	Oct 29, 2020
Instrument	2020-003217
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 STEPHENS DR, RINCON, GA 31326-5429

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,152 (-) Land $78,596 Building $124,556	$507,878 (-) Land $196,489 Building $311,389
2025	$4,092.00 (+11.65%) Homeowner's exemption Senior Citizen's exemption	$203,152 (+11.54%) Land $78,596 Building $124,556	$507,878 (+11.54%) Land $196,489 Building $311,389
2024	$3,665.00 (+4.39%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$182,133 (+36.27%) Land $58,392 Building $123,741	$455,333 (+36.27%) Land $145,980 Building $309,353
2022	$3,511.00 Homeowner's exemption	$133,660 Land $18,216 Building $115,444	$334,150 Land $45,540 Building $288,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD PLANTATION SUBDIVISION private · serves 182 people · EPA ID GA1030103
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Stephens Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures