Franklin County property record for 113 Saddleback Trl, Hardy, VA 24101 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,600 sqft Living Area |
| Lot Size | 39,335 sqft (0.903 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,730.00 (2025) |
| Primary APN | 010 01-067 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,600 sqft Living Area |
| Gross Area | 4,454 sqft Gross Area |
| 1st Floor | 1,864 sqft 1st Floor |
| Basement Area | 1,323 sqft Basement |
| Finished Basement | 1,323 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 39,335 sqft (0.903 acres) |
| Balcony Area | 32 sqft Balcony |
|---|---|
| Deck Area | 132 sqft Deck |
| Porch Area | 626 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1264 |
|---|---|
| Street Address | 113 SADDLEBACK TRL |
| City | HARDY |
| State | VA |
| Zip | 24101-3305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WINDY GAP MT VILLAGE LOT 13 SECTION 1 BLOCK 1 |
| Legal Subdivision | WINDY GAP MT VILLAG |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | FRANKLIN VA |
| Minor Civil Division | BOONE |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 20301 |
Source: Franklin County records · APN 010 01-067 00
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| May 13, 2026 | Deed, Transfer · Veterans Administration Mortgage WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Apr 22, 2022 | Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Mar 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST CMNWLT MTG CORP |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2026 |
| Deed Sale | May 13, 2026 |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Doc Number | 20263091 |
| Deed Book / Page | 1245 / 1290 |
| Prior Transfer Date | May 06, 2026 |
| Prior Transfer Doc | 0000003091 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0012332488 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 1233/2488 |
| Instrument | 250005584 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | May 13, 2026 |
| Property Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0000003091 |
| Book / Page | 1245 / 1290 |
| Instrument Date | May 06, 2026 |
| Instrument | 20263091 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0000003092, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20263092 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Apr 22, 2022 |
| Property Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0011830285 |
| Book / Page | 1183 / 285 |
| Map Reference | MB 6 PG 118&119 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 220003206 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0220003207 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 220003207 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FREIBERT & MATTINGLY TTL GRO |
| Name | Verified Name |
|---|
| Document Number | 0011380241 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 1138/241 |
| Instrument | 200002617 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Mar 25, 2019 |
| Property Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0011192283 |
| Book / Page | 001119 / 002283 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 1652 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 SADDLEBACK TRL HARDY VA 241013305, HARDY, VA 24101-3305 |
| Document Number | 11192285 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 001119/002285 |
| Instrument | 1653 |
| Name | FIRST CMNWLT MTG CORP |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 113 SADDLEBACK TRL, HARDY, VA 24101-3305 |
| Document Number | 0010992554 |
| Book / Page | 001099 / 002554 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 0010992554 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 001099/002554 |
| Instrument | 6926 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,730.00 (+2,137.7%) | $634,900 (+53.32%) Land $40,000 Building $594,900 | $634,900 (+53.32%) Land $40,000 Building $594,900 |
| 2023 | $122.00 | $414,100 (-) Land $35,000 Building $379,100 | $414,100 (-) Land $35,000 Building $379,100 |
| 2022 | $414,100 Land $35,000 Building $379,100 | $414,100 Land $35,000 Building $379,100 |
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