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113 S Main St, Union (Englewood), OH 45322 Property Records

Montgomery County property record for 113 S Main St, Union, OH 45322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,628 sqft · built 1885
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$112,500 (Jan 2025)
Tax Bill$3,718 (2024)
Deeds & MortgagesAug 2025 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APNM58 00102 0031

Property Details

APN / Parcel Number

Primary APNM58 00102 0031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,628 sqft Living Area
1st Floor Area704 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1885
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions198 ft deep x 66 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area140 sqft
Patio Area140 sqft
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address113 S MAIN ST
CityUNION
StateOH
Zip45322-3356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34
Legal SubdivisionTOWN/UNION
Legal Lot Number31
JurisdictionMONTGOMERY OH
Township / Civil DivisionUNION CITY
Census Block Group1
Census Block1002
Census Tract125102

Owner

113 S Main St is owned by a company that bought it in January 2025.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordCompany Name on File
Mailing Address35 COUNTRY PLACE CT, XENIA, OH 45385-8701
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2025Deed of Trust, Mortgage · Commercial Mortgage
RFLF 4 LLC
Aug 7, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2025 · Amount on File
Deed SaleJan 30, 2025 · Amount on File
Prior SaleAug 7, 2020
Deed Document Number2025-00005255
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address113 S MAIN ST, UNION, OH 45322-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 STATE ROUTE 503, ARCANUM, OH 45304-8402
InvestorPossibly a Property Investor

Mortgage

Document Number0000040465
DateAug 1, 2025
Instrument2025-00040465
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateAug 7, 2020
Property Address113 S MAIN ST, ENGLEWOOD, OH 45322-1345
Document Number0000045451
Instrument DateJul 24, 2020
Instrument45451
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1233 GREYSTONE CIR DAYTON OH 454143179, DAYTON, OH 45414-3179

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityUnion City
Unified School DistrictNorthmont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,760 Land $11,470 Building $39,290
2024$3,718.00 (+7.96%)
2023$3,444.00 (+12.77%)$50,760 (+48.99%) Land $11,470 Building $39,290$145,050 Land $32,780 Building $112,270
2022$3,054.00$34,070 Land $7,700 Building $26,370
2020$97,350 Land $22,000 Building $75,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY PWS
serves 7,000 people · EPA ID OH5702512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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