Rockland County and Ramapo Town property record for 113 S Main St, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1920 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Feb 2019) |
| Tax Bill | $7,439 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 57.17-4-71 |
| Primary APN | 392689 57.17-4-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 892 sqft |
| Upper Floors Area | 648 sqft |
| Attic | Attic |
| Attic Area | 648 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| View / Lot | Suburban |
| Porch | Covered Porch |
| Porch Area | 192 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00512640000 |
|---|---|
| Street Address | 113 MAIN ST |
| City | TAPPAN |
| State | NY |
| Zip | 10983 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-15 |
| Legal Block | 4 |
| Legal Lot Number | 71.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12115 |
113 S Main St, a duplex, is owned by an individual who bought it in February 2019.
Source: Rockland County and Ramapo Town records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 STYSLY LN, SPRING VALLEY, NY 10977-2509 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit CROSS COUNTRY BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 4, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on File |
| Deed Sale | Feb 4, 2019 · Amount on File |
| Deed Document Number | 20193280 |
| Prior Transfer Date | Jun 7, 2010 |
| Prior Transfer Doc | 0000023950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 20, 2026 |
| Property Address | 113 S MAIN ST, SPRING VALLEY, NY 10977-5617 |
| Document Number | 0000024885 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202624885 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 113 S MAIN ST, SPRING VALLEY, NY 10977-5617 |
| Document Number | 0000024885, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202624885 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 113 S MAIN ST, SPRING VALLEY, NY 10977-5617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000024400 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-00024400 |
| Name | CROSS COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 113 S MAIN ST, SPRING VALLEY, NY 10977-5617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010895 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-00010895 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 4, 2019 |
| Property Address | 113 S MAIN ST, SPRING VALLEY, NY 10977-5617 |
| Document Number | 0000003280 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 3280 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 STYSLY LN SPRING VALLEY NY 109772509, SPRING VALLEY, NY 10977-2509 |
| Document Number | 3281 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 3281 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2049 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,439.00 | $27,300 (-) Land $10,100 Building $17,200 | $27,300 (-) Land $10,100 Building $17,200 |
| 2023 | $27,300 Land $10,100 Building $17,200 | $27,300 Land $10,100 Building $17,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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