Lake County property record for 113 S Main St, Ridgely, TN 38080
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 1,305 sqft · built 1908 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,500 (Jul 2020) |
| Tax Bill | $396 (2025) |
| Deeds & Mortgages | Nov 2018 Foreclosure |
| Flood Zone | Zone X (high risk) |
| APN | 048057K O 00902 |
| Primary APN | 048057K O 00902 |
|---|---|
| Alternative APNs |
|
| Full Baths | 0.5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,305 sqft Total Area |
| 1st Floor Area | 1,215 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Lot Dimensions | 109 ft deep x 15 ft wide |
| Canopy | 90 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 057KAA 00902 000 |
|---|---|
| Street Address | 113 S MAIN ST |
| City | RIDGELY |
| State | TN |
| Zip | 38080-1320 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DISTRICT: 05 KLASSIC KUTS, COUNTY AREA: R45 |
| Jurisdiction | LAKE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 960200 |
113 S Main St, a commercial property, is owned and occupied by an individual who bought it in July 2020.
Source: Lake County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 S MAIN ST, RIDGELY, TN 38080-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on File |
| Deed Sale | Jul 16, 2020 · Amount on File |
| Prior Sale | Nov 19, 2008 · Amount on File |
| Deed Document Number | 0000056184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Nov 26, 2018 |
| Property Address | 113 S MAIN ST, RIDGELY, TN 38080-1320 |
| Document Number | 0000015761 |
| Book / Page | 000051 / 000404 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 15761 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 268 HICKMAN KY 420500268, HICKMAN, KY 42050-0268 |
The 2025 property tax bill for 113 S Main St was $396.
Source: Lake County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lake County |
| Municipality | Ridgely Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396.00 | $8,320 (-) Land $720 Building $7,600 | |
| 2024 | $396.00 | $8,320 Land $720 Building $7,600 | $20,800 Land $1,800 Building $19,000 |
| 2022 | $280.00 | $5,920 Land $760 Building $5,160 | $14,800 Land $1,900 Building $12,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 113 S Main St in Zone X, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGELY WATER SYSTEM serves 2,059 people · EPA ID TN0000579 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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