Sangamon County property record for 113 S Main St, Loami, IL 62661
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.516 acres (22,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Feb 2014) |
| Tax Bill | $3,043 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-11.0-330-029 |
| Primary APN | 27-11.0-330-029 |
|---|---|
| Alternative APN |
|
| Lot Area | 22,502 sqft (0.516 acres) |
|---|
| Account Number | 27110330029 |
|---|---|
| Street Address | 113 S MAIN ST |
| City | LOAMI |
| State | IL |
| Zip | 62661-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 LOT 8, LOTS 9 & 10, W1/3 LOTS 3 & 4, W1/3 N1/2 LOT 5 BLK 1 VILLAGE OF LOAMI |
| Legal Subdivision | VILLAGE OF LOAMI |
| Legal Block | 1 |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | LOAMI |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 3500 |
113 S Main St is owned and occupied by an individual who bought it in February 2014.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 S MAIN ST, LOAMI, IL 62661-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit WEST CENTRAL BANK |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WEST CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2014 · Amount on File |
| Deed Sale | Feb 6, 2014 · Amount on File |
| Prior Sale | Apr 7, 2009 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 113 S MAIN ST, LOAMI, IL 62661-3313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R20297 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023R20297 |
| Name | WEST CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 31, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 113 S MAIN ST, LOAMI, IL 62661-3313 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R01695 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020R01695 |
| Name | WEST CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 28, 2025 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 113 S Main St was $3,043 with a homeowner's exemption.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Loami Township |
| Municipality | Loami Village |
| Unified School District | New Berlin CUSD 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,043.00 | $50,456 Land $11,651 Building $38,805 | $151,368 Land $34,953 Building $116,415 |
| 2022 | $2,512.00 Homeowner's exemption | $38,983 Land $9,002 Building $29,981 | $116,949 Land $27,006 Building $89,943 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 113 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOAMI serves 812 people · EPA ID IL1670700 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures