113 S Lakeshore Rd, Payson, AZ 85541 Property Records

Gila County property record for 113 S Lakeshore Rd, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,144 sqft · built 2000
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Jul 2018)
Tax Bill	$897 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304-01-106`

Property Details

APN / Parcel Number

Primary APN	`304-01-106`
Alternative APNs	`R031358` `031358`

Interior

Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Material	Asbestos
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	397 sqft
Canopy	433 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R031358
Street Address	113 S LAKESHORE RD
City	PAYSON
State	AZ
Zip	85541-4216
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION: 05 TOWNSHIP: 10N RANGE: 10E SERIAL: 86-0567X-U YEAR: 0 MAKE: - CAVCO SIZE: 26 X 44 , SERIAL: 86-0567X-U YEAR: 0
Legal Range	10E
Legal Township	10N
Legal Section	05
Legal Subdivision	WOODLAND MEADOWS
Legal Phase	1
Legal Lot Number	86
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1045
Census Tract	301

Owner

113 S Lakeshore Rd, a mobile home, is owned by an individual who bought it in July 2018.

Source: Gila County records, as of December 4, 2025

Owner of Record	Individual Name on File
Mailing Address	1000 N BEELINE HWY, PAYSON, AZ 85541-4907
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCE CO
Dec 5, 2019	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 20, 2018	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 14, 2017	Grant Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Sep 14, 2017 · Amount on File
Deed Document Number	2018-007704
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	113 S LAKESHORE RD, PAYSON, AZ 85541-4216
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007781
Date	Jul 23, 2018
Instrument	2018-007781

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company
Address	28276

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	113 S LAKESHORE RD, PAYSON, AZ 85541-4216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013294
Date	Dec 5, 2019
Instrument	2019-013294

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 20, 2018
Property Address	113 S LAKESHORE RD, PAYSON, AZ 85541-4216
Document Number	0000007704
Map Reference	MAP 577 577A
Instrument Date	Jul 17, 2018
Instrument	2018-007704
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 N SUNRISE CT, 1416, PAYSON, AZ 85541-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N BEELINE HWY # 220, 220, PAYSON, AZ 85541-4907

Mortgage

Document Number	0000007705
Date	Jul 20, 2018
Instrument	2018-007705

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GILA AZ
Recording Date	Sep 14, 2017
Property Address	113 S LAKESHORE RD, PAYSON, AZ 85541-4216
Document Number	0000009053
Instrument Date	Aug 10, 2017
Instrument	9053
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$143.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1416 N SUNRISE CT PAYSON AZ 855413300, PAYSON, AZ 85541-3300

Tax Assessment & Valuation

The 2025 property tax bill for 113 S Lakeshore Rd was $897.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,152 Land $5,907 Building $3,245	$91,515 Land $59,067 Building $32,448
2025	$897.00
2024		$9,767 Land $6,285 Building $3,482	$97,671 Land $62,850 Building $34,821
2023	$833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 S Lakeshore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 S Lakeshore Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 49% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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