113 S Garnett St, Henderson, NC 27536 Property Records

Vance County property record for 113 S Garnett St, Henderson, NC 27536

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,200 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2020)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001 03003`

Property Details

APN / Parcel Number

Primary APN	`0001 03003`
Alternative APN	`1029132`

Interior

Building Area	4,200 sqft Finished Area

Exterior

Year Built	Built 1900
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1029132
Street Address	113 S GARNETT ST
City	HENDERSON
State	NC
Zip	27536-4641
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	113 S GARNETT ST .050
Legal Block	03
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3042
Census Tract	960500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Henderson Central Business Historic District listed 1987 · 92 contributing resources · NRIS 87001249

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	672 GARRETT RD LOT 8, 8, HENDERSON, NC 27537-7856
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	0013700307
Deed Book / Page	1370 / 0307
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jan 24, 2020
Property Address	113 S GARNETT ST, HENDERSON, NC 27536-4641
Document Number	01370/0307
Book / Page	1370 / 0307
Instrument Date	Jan 23, 2020
Instrument	00283
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 601, HENDERSON, NC 27536-0601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 GARRETT RD, HENDERSON, NC 27537-7856

Mortgage

Document Number	0000000284
Date	Jan 24, 2020
Instrument	00284

Lender

Name	INSCOE PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,083.00 (+51.57%)	$204,854 (+87.23%) Land $23,000 Building $181,854	$204,854 (+87.23%) Land $23,000 Building $181,854
2023	$2,034.00	$109,414 Land $9,680 Building $99,734	$109,414 Land $9,680 Building $99,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20