113 S Cherry St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 113 S Cherry St, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,820 sqft · built 1916
Lot Size0.231 acres (10,052 sqft)
OwnerIndividual Name on Record
Tax Bill$1,020 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN253B028

Property Details

APN / Parcel Number

Primary APN253B028
Alternative APN
  • 1601176009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,820 sqft Living Area
Gross Area3,293 sqft
1st Floor Area940 sqft
Basement Area473 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,052 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number253B028
Street Address113 S CHERRY ST
CityCHERRY VALLEY
StateIL
Zip61016-7701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCN - COMM
Legal DescriptionPLAT OF CHERRY VALLEY N 28 FT LOT 7 +S 32 FT LOT 008 BLOCK 005
Legal SubdivisionPLAT OF CHERRY VALLEY
Legal Block005
Legal Lot Number7,008
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2013
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 144, CHERRY VALLEY, IL 61016-0144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 19, 2019
Transfer Doc0001013601
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address113 S CHERRY ST, CHERRY VALLEY, IL 61016-7701
Document Number0001016830
Instrument DateMay 6, 2019
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address113 S CHERRY ST CHERRY VALLEY IL 610167701, CHERRY VALLEY, IL 61016-7701

Mortgage

Document Number0001016830
DateMay 15, 2019
Instrument1016830
Lender
NameROCK VLY CU
AddressLOVES PARK, IL 61111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 14, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,020.00$46,448 (+35.82%) Land $11,484 Building $34,964$139,344 (+35.82%) Land $34,452 Building $104,892
2022Homeowner's exemption Disabled Person's exemption$34,199 Land $6,982 Building $27,217$102,597 Land $20,946 Building $81,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Surf Internet.

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