113 Royal Dr, Warnerville, NY 12187 Property Records

Schoharie County and Richmondville Town property record for 113 Royal Dr, Warnerville, NY 12187 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1961
Square Footage	1,458 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$4,707.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434089 67.16-3-12`
Alternative APNs	`408906701600030120000000` `505J102475`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,458 sqft Living Area
1st Floor	1,458 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	134 ft x 125 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	505J102475
Street Address	113 ROYAL DR
City	WARNERVILLE
State	NY
Zip	12187
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	RICHMONDVILLE
Census Blockgroup	2
Census Block	2002
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town records · APN 434089 67.16-3-12

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 ROYAL DR, WARNERVILLE, NY 12187
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 30, 2024
Transfer Doc	001216/197
Record Refreshed	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 20, 2025
Property Address	113 ROYAL DR, WARNERVILLE, NY 12187
Document Number	001236/232
Book / Page	1236 / 232
Instrument Date	Jun 18, 2025
Instrument	828986
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	562 BEARDS HOLLOW RD, RICHMONDVILLE, NY 12149-1805

Mortgage

Document Number	0002118/13
Date	Jun 20, 2025
Book Page	2118/13
Instrument	828987

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,707.00 (+46.45%)	$116,000 (-) Land $10,300 Building $105,700	$187,097 (+16.77%) Land $16,613 Building $170,484
2023		$116,000 Land $10,300 Building $105,700	$160,221 Land $14,227 Building $145,994
2020	$3,214.00

Flood & Wildfire

113 Royal Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.