Scott County property record for 113 Rough River Run, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Aug 2004) |
| Tax Bill | $1,646 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-10-043.000 |
| Primary APN | 166-10-043.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Concrete |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 113 ROUGH RIVER RUN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENINSULA |
| Legal Subdivision | PENINSULA |
| Legal Phase | 2A-B |
| Legal Lot Number | 58 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40102 |
Source: Scott County records · APN 166-10-043.000
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 ROUGH RIVER RUN, GEORGETOWN, KY 40324-2801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2004 · Amount on Record |
| Deed Sale | Aug 26, 2004 · Amount on Record |
| Deed Document Number | 0000284657 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 ROUGH RIVER RUN, GEORGETOWN, KY 40324-2801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1531/753 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | M1531/753 |
| Instrument | 420057 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,646.00 (+20.23%) Homeowner's exemption | $233,900 (+18.49%) | $233,900 (+18.49%) |
| 2023 | $1,369.00 (+18.43%) Homeowner's exemption | $197,400 (+13.58%) Land $35,000 Building $162,400 | $197,400 (+13.58%) Land $35,000 Building $162,400 |
| 2022 | $1,156.00 Homeowner's exemption | $173,800 Land $30,000 Building $143,800 | $173,800 Land $30,000 Building $143,800 |
Source: FEMA National Flood Hazard Layer as of November 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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