113 Rose Ct, Berea, KY 40403 Property Records

Madison County property record for 113 Rose Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,064 sqft
Owner	Individual Name on File
Last Sale	$169,900 (Aug 2020)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`073C-0000-0085`

Property Details

APN / Parcel Number

Primary APN	`073C-0000-0085`
Alternative APNs	`120335` `83340` `49814`

Interior

Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Garage Type	Basement
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	49814
Street Address	113 ROSE CT
City	BEREA
State	KY
Zip	40403-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN LOT 3 SEC 2 BLK F
Legal Subdivision	ROSELAWN
Legal Block	F
Legal Lot Number	3
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3011
Census Tract	11202

Owner

113 Rose Ct is owned and occupied by an individual who bought it in August 2020.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	113 ROSE CT, BEREA, KY 40403-1157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Warranty Deed, Transfer · USDA Mortgage USDA
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO OF MADISON CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Deed Document Number	2014017773
Deed Book / Page	D00792 / 223
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 11, 2020
Property Address	113 ROSE CT, BEREA, KY 40403-1157
Document Number	D00792/223
Book / Page	D00792 / 223
Map Reference	MB 5 PG 191
Instrument Date	Aug 3, 2020
Instrument	2014017773
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3232 ELKMONT DR, 3232, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ROSE CT, BEREA, KY 40403-1157

Mortgage

Document Number	2014017774
Date	Aug 11, 2020
Instrument	2014017774

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Aug 3, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	113 ROSE CT, BEREA, KY 40403-1157
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01848/070
Date	Feb 21, 2019
Book Page	M01848/070
Instrument	2013988630

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 113 Rose Ct was $1,602 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 Additional exemption filed	$169,900	$169,900
2023	$1,648.00	$169,900	$169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Rose Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Rose Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rose Ct

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