113 Roanoke Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 113 Roanoke Cir, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,682 sqft · built 1986
Lot Size	0.312 acres (13,590 sqft)
Owner	2 Individual Names on File
Tax Bill	$585 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48W220004100`

Property Details

APN / Parcel Number

Primary APN	`48W220004100`
Alternative APNs	`008223` `8223`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,682 sqft Adjusted Area
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,590 sqft (0.312 acres)
Lot Dimensions	151 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 ROANOKE CIR
City	COLUMBUS
State	MS
Zip	39705-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROANOAK CIR LOT 38 1F
Legal Range	18W
Legal Township	17S
Legal Section	26
Legal Subdivision	ROANOKE ESTATES
Legal Lot Number	38
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1022
Census Tract	301

Owner

113 Roanoke Cir is owned and occupied by two individuals.

Source: Lowndes County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 ROANOKE CIR, COLUMBUS, MS 39705-9687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK
Mar 1, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK
Aug 1, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	113 ROANOKE CIR, COLUMBUS, MS 39705-9687
Document Number	0020197284
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 ROANOKE CIR COLUMBUS MS 397059687, COLUMBUS, MS 39705-9687

Mortgage

Document Number	0020197284
Date	Dec 26, 2019
Book Page	002019/027284

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate	3.75%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	113 ROANOKE CIR, COLUMBUS, MS 39705-9687
Document Number	0020194303
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 ROANOKE CIR COLUMBUS MS 397059687, COLUMBUS, MS 39705-9687

Mortgage

Document Number	0020194303
Date	Mar 19, 2019
Book Page	002019/004303

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount on Record
Term	324 Months
Due	Mar 18, 2046

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	113 ROANOKE CIR, COLUMBUS, MS 39705-9687
Document Number	0020177186
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 ROANOKE CIR COLUMBUS MS 397059687, COLUMBUS, MS 39705-9687

Mortgage

Document Number	0020177186
Date	Aug 10, 2017
Book Page	002017/017186

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2032

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 113 Roanoke Cir was $585 with a homeowner's exemption, up 2.8% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (+2.81%) Homeowner's exemption	$7,872	$78,720 Land $10,000 Building $68,720
2024	$569.00 (+14.26%)
2023	$498.00 Homeowner's exemption	$6,994	$69,940 Land $10,000 Building $59,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Roanoke Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Roanoke Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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