113 Riverview Dr, Decatur, AL 35603 Property Records

Morgan County property record for 113 Riverview Dr, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,205 sqft · built 1992
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$117,400 (Feb 2024)
Tax Bill	$849 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Apr 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-02-09-0-001-010.002`

Property Details

APN / Parcel Number

Primary APN	`11-02-09-0-001-010.002`
Alternative APNs	`22642` `98657`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	196 ft deep x 179 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	98657
Street Address	113 RIVERVIEW DR
City	DECATUR
State	AL
Zip	35603-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK A QUAILWOOD ESTATE PLAT 6 PAGE 64-65 SEC 9 T6S R3W
Legal Range	3W
Legal Township	6S
Legal Section	09
Legal Subdivision	QUAILWOOD EST
Legal Block	A
Legal Lot Number	20
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4000
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Apr 12, 2006	Deed of Trust, Mortgage · Conventional Mortgage EQUIFIRST CORP
Apr 10, 2024	Correction Deed
Feb 22, 2024	Intrafamily Transfer, Transfer
Jan 10, 2005	Warranty Deed, Transfer · ARM NOVASTAR MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Jan 10, 2005 · Amount on Record
Deed Book / Page	2024 / 1551
Prior Transfer Date	Feb 16, 2024
Prior Transfer Doc	02024/1551
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001

Mortgage

Document Number	2024/18923
Date	Jun 12, 2024
Book Page	2024/18923

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/16861
Date	Apr 12, 2006
Book Page	2006/16861

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Fixed Rate
Rate	7.15%
Type Change Date	May 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.15%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	13.1%

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 10, 2024
Property Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001
Document Number	02024/2374
Book / Page	2024 / 2374
Map Reference	MB 6 PG 64&65
Instrument Date	Mar 26, 2024
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Feb 22, 2024
Property Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001
Document Number	02024/1551
Book / Page	2024 / 1551
Instrument Date	Feb 16, 2024
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21559 ASHLOP, ELKMONT, AL 35620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 10, 2005
Property Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001
Document Number	2005/00217
Book / Page	2005 / 00217
Map Reference	MB6 PG64-65
Instrument Date	Jan 6, 2005
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 RIVERVIEW DR, DECATUR, AL 35603-7001

Mortgage

Document Number	0200501701
Date	Jan 10, 2005
Instrument	2005/01701

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Type Change Date	Jan 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.2%
Max Rate At Change	10.2%
Index	6-Month LIBOR
Max Rate	14.2%

Mortgage

Document Number	2005/01713
Date	Jan 10, 2005
Book Page	2005/01713

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$849.00 (+3.03%) Homeowner's exemption	$23,480 (-) Land $2,500 Building $20,980	$241,300 (+2.77%) Land $27,500 Building $213,800
2024		$23,480 (-) Land $2,500 Building $20,980	$234,800 (-) Land $25,000 Building $209,800
2023	$824.00 Homeowner's exemption	$23,480 (-) Land $2,500 Building $20,980	$234,800 (-) Land $25,000 Building $209,800
2022	$824.00 Homeowner's exemption	$23,480 Land $2,500 Building $20,980	$234,800 Land $25,000 Building $209,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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