113 Raven Dr, Berea, KY 40403 Property Records

Madison County property record for 113 Raven Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$273,000 (Nov 2022)
Tax Bill$2,574 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Jun 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN0072-0003-0009

Property Details

APN / Parcel Number

Primary APN0072-0003-0009
Alternative APNs
  • 118139
  • 86339
  • 47606

Location & Zoning

Account Number47606
Street Address113 RAVEN DR
CityBEREA
StateKY
Zip40403-8707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES LANDING LOT 9
Legal SubdivisionEAGLES LANDING
Legal Lot Number9
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1019
Census Tract10901

Owner

113 Raven Dr is owned and occupied by an individual who bought it in November 2022.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address113 RAVEN DR, BEREA, KY 40403-8707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Jun 5, 2019Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Nov 2, 2022Deed, Transfer · FHA Mortgage
US BANK NA
Nov 16, 2017Deed, Transfer · Line of Credit
UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2022 · Amount on File
Deed SaleNov 2, 2022 · Amount on File
Prior SaleNov 16, 2017 · Amount on File
Deed Document Number2014118103
Deed Book / PageD831 / 83
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address113 RAVEN DR, BEREA, KY 40403-8707
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01918/426
DateFeb 13, 2020
Book PageM01918/426
Instrument2014007313
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address113 RAVEN DR, BEREA, KY 40403-8707
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01867/042
DateJun 5, 2019
Book PageM01867/042
Instrument2013993560
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 4, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 2, 2022
Property Address113 RAVEN DR, BEREA, KY 40403-8707
Document Number000D831/83
Book / PageD831 / 83
Map ReferenceCAB 14 SL 191
Instrument DateOct 28, 2022
Instrument2014118103
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 BEN RED RD, WACO, KY 40385

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 RAVEN DR, BEREA, KY 40403-8707

Mortgage

Document Number2014118106
DateNov 2, 2022
Instrument2014118106
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 16, 2017
Property Address113 RAVEN DR, BEREA, KY 40403-8707
Document NumberD00752/680
Book / PageD00752 / 680
Instrument DateNov 10, 2017
Instrument2013967920
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$81.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BRUCE CT, RICHMOND, KY 40475-8444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address00000
InvestorPossibly a Property Investor

Mortgage

Document NumberM01775/692
DateNov 20, 2017
Book PageM01775/692
Instrument2013968089
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 113 Raven Dr was $2,574 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,574.00 Additional exemption filed$273,000$273,000
2023$2,648.00$273,000$273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Raven Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Raven Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
Also Mapped HereMADISON CO UTILITIES DISTRICT
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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