113 Providence Pl, Chocowinity, NC 27817 Property Records

Beaufort County property record for 113 Providence Pl, Chocowinity, NC 27817

Property Summary

Property Type	Single Family Home
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Apr 2002)
Tax Bill	$6,392 (2026)
Deeds & Mortgages	Mar 2023 Construction Loan Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5684-31-4286`

Property Details

APN / Parcel Number

Primary APN	`5684-31-4286`
Alternative APN	`12588`

Interior

Bedrooms	4 Beds
Building Area	4,677 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	113 PROVIDENCE PL
City	CHOCOWINITY
State	NC
Zip	27817-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 356 CYPRESS LANDING
Legal Subdivision	CYPRESS LANDING
Legal Lot Number	356
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	3
Census Block	3004
Census Tract	930900

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 PROVIDENCE PL, CHOCOWINITY, NC 27817-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Mar 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2002 · Amount on Record
Deed Sale	Apr 10, 2002 · Amount on Record
Deed Book / Page	1252 / 526
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	113 PROVIDENCE PL, CHOCOWINITY, NC 27817-8940
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CLUB PINES DR, GREENVILLE, NC 27834-6809

Mortgage

Document Number	002133/442
Date	Mar 23, 2023
Book Page	2133/442
Instrument	2023001369

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate
Type Change Date	Oct 1, 2039
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT NC
Recording Date	Mar 17, 2023
Property Address	113 PROVIDENCE PL, CHOCOWINITY, NC 27817-8940
Document Number	0002133/32
Book / Page	2133 / 32
Map Reference	CAB F SL 23-10-24-1
Instrument Date	Mar 16, 2023
Instrument	2023001273
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 CLUB PINES DR, GREENVILLE, NC 27834-6809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PROVIDENCE PL, CHOCOWINITY, NC 27817-8940

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,392.00 (+349.82%)	$1,159,568 (+485.64%) Land $182,520 Building $977,048
2025			$1,159,568 (+485.64%) Land $182,520 Building $977,048
2023	$1,421.00	$198,000 (-) Land $198,000
2022	$1,421.00	$198,000 Land $198,000	$198,000 (-) Land $198,000
2018			$198,000 Land $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	35 (1996–2018)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO SOUTHSIDE serves 9,369 people · EPA ID NC0407040
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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