113 Pinnacle Pt, Georgetown, KY 40324 Property Records

Scott County property record for 113 Pinnacle Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,218 (Jun 2024)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-20-022.054`

Property Details

APN / Parcel Number

Primary APN	`132-20-022.054`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	113 PINNACLE PT
City	GEORGETOWN
State	KY
Zip	40324-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE AT MALLARD POINT
Legal Subdivision	PINNACLE AT MALLARD POINT
Legal Lot Number	41
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2007
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 17, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jun 3, 2024	Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 9, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Deed Document Number	2024501369
Deed Book / Page	449 / 476
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178

Mortgage

Document Number	0M1870/241
Date	Dec 2, 2025
Book Page	M1870/241
Instrument	564351

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1847/707
Date	Jul 17, 2025
Book Page	M1847/707
Instrument	548440

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	May 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 3, 2024
Property Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178
Document Number	00D449/476
Book / Page	D449 / 476
Map Reference	CAB 13 SL 19
Instrument Date	May 31, 2024
Instrument	501369
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, GEORGETOWN, KY 40324-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178

Mortgage

Document Number	0000501370
Date	Jun 3, 2024
Instrument	501370

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 9, 2024
Property Address	113 PINNACLE PT, GEORGETOWN, KY 40324-2178
Document Number	00D448/378
Book / Page	D448 / 378
Map Reference	CAB 13 SL 19
Instrument Date	Apr 8, 2024
Instrument	497007
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, GEORGETOWN, KY 40324-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W MAIN ST, GEORGETOWN, KY 40324-1368
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,218 (-)	$528,218 (-)
2025	$4,704.00 (+1,473.24%)	$528,218 (+1,500.66%)	$528,218 (+1,500.66%)
2023	$299.00	$33,000 Land $33,000	$33,000 Land $33,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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