McCreary County property record for 113 Pine Ridge Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.9 acres (82,816 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jul 2025) |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-20-01-011.00 |
| Primary APN | 105-20-01-011.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 82,816 sqft (1.9 acres) |
|---|---|
| Terrain | Rolling |
| Water Source | Commercial |
|---|
| Street Address | 113 PINE RIDGE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 TRACTS & HSE UNDER CONST |
| Legal Tract | 2 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960302 |
113 Pine Ridge Rd is owned by an individual who bought it in July 2025.
Source: McCreary County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 695 PINE RIDGE RD, STEARNS, KY 42647-6150 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR |
| Mar 6, 2018 | Deed of Trust, Mortgage UNITED CUMBERLAND BANK |
| Jul 14, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 28, 2023 | Warranty Deed, Transfer |
| May 16, 2019 | Warranty Deed, Transfer |
| Sep 1, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on File |
| Deed Sale | Jul 14, 2025 · Amount on File |
| Prior Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 2025155100 |
| Deed Book / Page | 241 / 692 |
| Prior Transfer Date | Sep 1, 2017 |
| Prior Transfer Doc | 00D213/765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | May 18, 2026 |
| Property Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Document Number | 0000159588 |
| Book / Page | 261 / 391 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026159588 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL LAND SETTLEMENTS, CAPITAL LAND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Document Number | 0000159588, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 261/391 |
| Instrument | 2026159588 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M213/765 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | M213/765 |
| Instrument | 124602 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 2, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | UNKNOWN, KY MTN LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 905 COLLEGE ST W 1, 1, FAYETTEVILLE, TN 37334-2877 |
| Document Number | 00M256/366 |
|---|---|
| Date | Jul 14, 2025 |
| Book Page | M256/366 |
| Instrument | 155101 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jul 28, 2023 |
| Property Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Document Number | 00D234/500 |
| Book / Page | D234 / 500 |
| Map Reference | DB 219 PG 346 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 145085 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 PINE RIDGE RD, STEARNS, KY 42647-6150 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 79, MARSHES SIDING, KY 42631-0079 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | May 16, 2019 |
| Property Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Document Number | 00D219/346 |
| Book / Page | D219 / 346 |
| Map Reference | DB 213 PG 765 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 127815 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 KIDD RD, WILLIAMSBURG, KY 40769-5521 |
| Name | Verified Name |
|---|---|
| Address | 695 PINE RIDGE RD, STEARNS, KY 42647-6150 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 1, 2017 |
| Property Address | 113 PINE RIDGE RD, STEARNS, KY 42647-6248 |
| Document Number | 00D213/765 |
| Book / Page | D213 / 765 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 123195 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 KIDD RD, WILLIAMSBURG, KY 40769-5521 |
| Name | Verified Name |
|---|---|
| Address | 25 KIDD RD, WILLIAMSBURG, KY 40769-5521 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 113 Pine Ridge Rd was $1,005, up 1,993.8% from the year before.
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,005.00 (+1,993.75%) | $125,000 (+1,983.33%) | $125,000 (+1,983.33%) |
| 2024 | $48.00 | $6,000 (-) | $6,000 (-) |
| 2023 | $48.00 | $6,000 | $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 Pine Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 113 Pine Ridge Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures