113 Phillips Way, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 113 Phillips Way, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,238 sqft · built 1966
Lot Size	0.313 acres (13,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Jan 1993)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`C62-000-740-9163-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-740-9163-8`
Alternative APNs	`26-27-15-42642-003-0070` `152726426420030070` `R280286`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,238 sqft Heated Area
1st Floor Area	2,238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,669 sqft (0.313 acres)
Lot Dimensions	150 ft deep x 93 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	416 sqft
Shed	1 Shed
Shed Area	112 sqft
Loading Dock	252 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R280286
Old Parcel Number	152726426420030070
Street Address	113 PHILLIPS WAY
City	PALM HARBOR
State	FL
Zip	34683-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN BLUFF ISLAND 1ST ADD BLK C, LOT 7
Legal Range	15
Legal Township	27
Legal Section	26
Legal Subdivision	INDIAN BLUFF ISLAND 1ST ADD
Legal Block	C
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3022
Census Tract	27202

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	113 PHILLIPS WAY, PALM HARBOR, FL 34683-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 1993 · Amount on Record
Deed Sale	Jan 26, 1993 · Amount on Record
Deed Document Number	0081592139
Record Updated	Jun 8, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	113 PHILLIPS WAY, PALM HARBOR, FL 34683-1825
Document Number	0209180191
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PHILLIPS WAY PALM HARBOR FL 346831825, PALM HARBOR, FL 34683-1825

Mortgage

Document Number	0209180191
Date	Mar 11, 2020
Book Page	020918/000191
Instrument	82583

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SALT LAKE CITY, UT 84119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 10, 2060

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (-15.51%) Homeowner's exemption	$299,995 (-14.46%)	$768,224 (-14.01%) Land $592,308 Building $175,916
2023	$5,675.00 (+2.77%) Homeowner's exemption	$350,722 (+3%)	$893,365 (+11.12%) Land $592,444 Building $300,921
2022	$5,522.00 Homeowner's exemption	$340,507	$803,942 Land $592,042 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 446 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	540 units insured incl. 94 condo units
Nearby Flood Claims	399 (1985–2024)
Claims Outside the SFHA	3 of 399
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 248 claims Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20