113 Palmer Rd, Camden, NC 27921 Property Records

Camden County property record for 113 Palmer Rd, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,990 sqft · built 2005
Lot Size	11.3 acres (495,277 sqft)
Owner	Company Name on Record
Last Sale	$549,900 (May 2021)
Tax Bill	$3,813 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02.8945.00.01.2349.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8945.00.01.2349.0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,245 sqft
Attic	Attic
Attic Area	288 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	495,277 sqft (11.3 acres)
Garage Type	Mixed
Garage Area	1,076 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Slab
Porch Area	84 sqft
Deck Area	492 sqft
Shed	1 Shed
Shed Area	676 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	113 PALMER RD
City	CAMDEN
State	NC
Zip	27921-7691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GUD
Legal Description	TRACT 1
Legal Tract	1
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	2
Census Block	2005
Census Tract	950102

Owner

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	113 PALMER RD, CAMDEN, NC 27921-7691
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Book / Page	410 / 94
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	May 28, 2021
Property Address	113 PALMER RD, CAMDEN, NC 27921-7691
Document Number	410/94
Book / Page	410 / 94
Map Reference	CAB 5 SL 25B
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 GAIL DR, 107, ROANOKE RAPID, NC 27870-9221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	113 PALMER RD, CAMDEN, NC 27921-7691

Mortgage

Document Number	41098
Date	May 28, 2021
Instrument	410/98

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	113 PALMER RD, CAMDEN, NC 27921-7691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382/798
Date	Nov 8, 2019
Book Page	0382/798
Instrument	208029

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,813.00 (-3.17%)	$515,276 (-) Land $83,525 Building $431,751	$515,276 (-)
2025	$3,938.00	$515,276 (-) Land $83,525 Building $431,751
2023		$515,276 Land $83,525 Building $431,751	$515,276 Land $83,525 Building $431,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 100
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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