113 Osage St, Elkton, MD 21921 Property Records

Cecil County property record for 113 Osage St, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1942
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2022)
Tax Bill	$2,476 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-040887`

Property Details

APN / Parcel Number

Primary APN	`03-040887`
Alternative APNs	`3040887` `040887`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Porch	Porch
Porch Area	160 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040887
Street Address	113 OSAGE ST
City	ELKTON
State	MD
Zip	21921-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.14 ACRE 113 OSAGE STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4023
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 OSAGE ST, ELKTON, MD 21921-5214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Nov 9, 1987 · Amount on Record
Deed Book / Page	5080 / 414
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Jan 11, 2022
Property Address	113 OSAGE ST, ELKTON, MD 21921-5214
Document Number	0050800414
Book / Page	5080 / 414
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 OSAGE ST, ELKTON, MD 21921-5214

Mortgage

Document Number	0005080420
Date	Jan 11, 2022
Instrument	5080/420

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Jun 8, 2017
Property Address	113 OSAGE ST, ELKTON, MD 21921-5214
Document Number	0040790009
Book / Page	004079 / 000009
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 S GOOD SPRING RD HEGINS PA 179389079, HEGINS, PA 17938-9079

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,476.00 (+5.95%)	$144,000 (+19.53%)	$152,900 (+21.16%) Land $48,100 Building $104,800
2025	$2,337.00 (+67.41%)
2023	$1,396.00	$120,467	$126,200 Land $48,100 Building $78,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

Nearby Properties on Osage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures