113 Oak St, Pipe Creek, TX 78063 Property Records

Bandera County property record for 113 Oak St, Pipe Creek, TX 78063

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,850 sqft · built 1968
Lot Size0.538 acres (23,435 sqft)
Owner2 Individual Names on File
Last Sale$15,000 (Apr 2016)
Tax Bill$2,014 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN10101-00000-0940

Property Details

APN / Parcel Number

Primary APN10101-00000-0940
Alternative APN
  • 164380

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,850 sqft Living Area
1st Floor Area1,600 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area23,435 sqft (0.538 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area250 sqft
Deck Area100 sqft
Patio Area250 sqft
Storage Building96 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10101-00000-0940
Street Address113 OAK ST
CityPIPE CREEK
StateTX
Zip78063-5717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALAMO BEACH 1 LT 94-97 0.538 ACRES
Legal SubdivisionALAMO BEACH 1
Legal Tract10101
Legal Lot Number94,97
JurisdictionBANDERA TX
Township / Civil DivisionBANDERA
Census Block Group4
Census Block4021
Census Tract301

Owner

113 Oak St is owned and occupied by two individuals who bought it in April 2016.

Source: Bandera County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address113 OAK ST, PIPE CREEK, TX 78063-5717
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2020Deed of Trust, Mortgage · Line of Credit
SOUTHWEST RESEARCH CENTER FCU
Jun 28, 2017Vendor's Lien, Transfer · Stand-Alone First Mortgage
BANDERA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2016 · Amount on File
Deed SaleApr 14, 2016 · Amount on File
Prior SaleMay 19, 2014 · Amount on File
Deed Document Number2016213551
Deed Book / Page1041 / 89
Prior Transfer DateApr 1, 2016
Prior Transfer Doc1041/089
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANDERA TX
Property Address113 OAK ST, PIPE CREEK, TX 78063-5717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1168/378
DateMar 2, 2020
Book Page1168/378
Instrument235718
Lender
NameSOUTHWEST RESEARCH CENTER FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78251
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueFeb 21, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionARANSAS TX
Recording DateJun 28, 2017
Property Address113 OAK ST, PIPE CREEK, TX 78063-5717
Document Number0000355467
Map ReferenceVOL 3 PG 8
Instrument DateJun 26, 2017
Instrument355467
Transaction TypeTransfer
Record UpdatedDec 15, 2022
Title CompanyMISSION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 OAK ST, PIPE CREEK, TX 78063-5717

Mortgage

Document Number0000355468
DateJun 28, 2017
Instrument355468
Lender
NameBANDERA BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term120 Months
DueJun 26, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 113 Oak St was $2,014 with a homeowner's exemption, up 0.5% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyBandera County
Unified School DistrictBandera Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,014.00 (+0.55%) Homeowner's exemption$230,689 Land $48,990 Building $258,070$307,060 Land $48,990 Building $258,070
2024$2,003.00 (-16.58%)
2023$2,401.00 Homeowner's exemption$289,840 Land $37,990 Building $251,850$289,840 Land $37,990 Building $251,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Oak St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BEC Fiber
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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