Bandera County property record for 113 Oak St, Pipe Creek, TX 78063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,850 sqft · built 1968 |
| Lot Size | 0.538 acres (23,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Apr 2016) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10101-00000-0940 |
| Primary APN | 10101-00000-0940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,435 sqft (0.538 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 100 sqft |
| Patio Area | 250 sqft |
| Storage Building | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10101-00000-0940 |
|---|---|
| Street Address | 113 OAK ST |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALAMO BEACH 1 LT 94-97 0.538 ACRES |
| Legal Subdivision | ALAMO BEACH 1 |
| Legal Tract | 10101 |
| Legal Lot Number | 94,97 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 301 |
113 Oak St is owned and occupied by two individuals who bought it in April 2016.
Source: Bandera County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 OAK ST, PIPE CREEK, TX 78063-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHWEST RESEARCH CENTER FCU |
| Jun 28, 2017 | Vendor's Lien, Transfer · Stand-Alone First Mortgage BANDERA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2016 · Amount on File |
| Deed Sale | Apr 14, 2016 · Amount on File |
| Prior Sale | May 19, 2014 · Amount on File |
| Deed Document Number | 2016213551 |
| Deed Book / Page | 1041 / 89 |
| Prior Transfer Date | Apr 1, 2016 |
| Prior Transfer Doc | 1041/089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 113 OAK ST, PIPE CREEK, TX 78063-5717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1168/378 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 1168/378 |
| Instrument | 235718 |
| Name | SOUTHWEST RESEARCH CENTER FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78251 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 21, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ARANSAS TX |
| Recording Date | Jun 28, 2017 |
| Property Address | 113 OAK ST, PIPE CREEK, TX 78063-5717 |
| Document Number | 0000355467 |
| Map Reference | VOL 3 PG 8 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 355467 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | MISSION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 OAK ST, PIPE CREEK, TX 78063-5717 |
| Document Number | 0000355468 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 355468 |
| Name | BANDERA BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 26, 2027 |
The 2025 property tax bill for 113 Oak St was $2,014 with a homeowner's exemption, up 0.5% from the year before.
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (+0.55%) Homeowner's exemption | $230,689 Land $48,990 Building $258,070 | $307,060 Land $48,990 Building $258,070 |
| 2024 | $2,003.00 (-16.58%) | ||
| 2023 | $2,401.00 Homeowner's exemption | $289,840 Land $37,990 Building $251,850 | $289,840 Land $37,990 Building $251,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Oak St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures