113 Oak Holw, Williamsburg, VA 23188 Property Records

James City County property record for 113 Oak Holw, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,220 sqft · built 2006
Lot Size	0.53 acres (23,130 sqft)
Owner	Trust Name on File
Tax Bill	$6,176 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-2 05-0-0004`

Property Details

APN / Parcel Number

Primary APN	`37-2 05-0-0004`
Alternative APN	`22489`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,220 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	23,130 sqft (0.53 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22489
Street Address	113 OAK HOLW
City	WILLIAMSBURG
State	VA
Zip	23188-8919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-4 S-13A FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

113 Oak Holw is owner-occupied and held in a trust since March 2017.

Source: James City County records, as of November 17, 2025

Owner of Record	Trust Name on File
Mailing Address	113 OAK HOLW, WILLIAMSBURG, VA 23188-8919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Mar 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2017
Transfer Doc	0000006507
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	113 OAK HOLW, WILLIAMSBURG, VA 23188-8919
Document Number	0000007419
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	113 OAK HOLW WILLIAMSBURG VA 231888919, WILLIAMSBURG, VA 23188-8919

Mortgage

Document Number	0000007419
Date	Apr 12, 2017
Instrument	7419

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 27, 2017
Property Address	113 OAK HOLW, WILLIAMSBURG, VA 23188-8919
Document Number	0000006507
Instrument Date	Mar 20, 2017
Instrument	6507
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 113 Oak Holw was $6,176, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,176.00 (+6.41%)	$744,200 Land $221,400 Building $522,800	$744,200 Land $221,400 Building $522,800
2024	$5,804.00 (+16.66%)
2023	$4,975.00	$599,400 Land $179,500 Building $419,900	$599,400 Land $179,500 Building $419,900
2022	$4,975.00
2019	$4,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Oak Holw in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Oak Holw is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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