113 Oak Dr, Denver, IA 50622 Property Records

Bremer County property record for 113 Oak Dr, Denver, IA 50622

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,310 sqft · built 2022
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,372 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-16-305-016`

Property Details

APN / Parcel Number

Primary APN	`10-16-305-016`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
Basement Area	2,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	176 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	322 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	113 OAK DR
City	DENVER
State	IA
Zip	50622-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-91-13 DENVER HILLS ADD LOT 71
Legal Range	13W
Legal Township	91N
Legal Section	16
Legal Subdivision	DENVER HILLS
Legal Lot Number	71
Jurisdiction	BREMER IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1012
Census Tract	4600

Owner

113 Oak Dr is owned and occupied by two individuals who acquired it in March 2010.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 OAK DR, DENVER, IA 50622-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Jan 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2010
Transfer Doc	0020101278
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	113 OAK DR, DENVER, IA 50622-1113
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 OAK DR, DENVER, IA 50622-1113

Mortgage

Document Number	0020253395
Date	Oct 21, 2025
Instrument	20253395

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	MONTICELLO, IA 52310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	113 OAK DR, DENVER, IA 50622-1113
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 OAK DR, DENVER, IA 50622-1113

Mortgage

Document Number	0020233719
Date	Dec 27, 2023
Instrument	20233719

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	MONTICELLO, IA 52310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Jan 6, 2022
Property Address	113 OAK DR, DENVER, IA 50622-1113
Document Number	0020220094
Instrument Date	Dec 24, 2021
Instrument	20220094
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3015 TIMBER COVE DR, CEDAR FALLS, IA 50613-2256

Tax Assessment & Valuation

The 2025 property tax bill for 113 Oak Dr was $6,372, down 6% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,372.00 (-6.05%)	$514,150 Land $49,850 Building $464,300	$514,150 Land $49,850 Building $464,300
2024	$6,782.00
2023		$80,080 Land $27,940 Building $52,140	$80,080 Land $27,940 Building $52,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1979–2008)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Apr 2008 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
GigFire Fixed Wireless	150 / 130

May also be available: Mediacom Xtream, Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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