113 Nicole Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 113 Nicole Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1994
Lot Size	0.256 acres (11,162 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2023)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1635-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1635-7`
Alternative APNs	`29-3N-23-3040-000A-0070` `23N3293040000A0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,416 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,162 sqft (0.256 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Patio
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 NICOLE LN
City	CRESTVIEW
State	FL
Zip	32539-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE V LOT 7 BLK A
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	PARK PLACE
Legal Block	A
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2014
Census Tract	20702

Owner

113 Nicole Ln is owned and occupied by an individual who bought it in April 2023.

Source: Okaloosa County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 20, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	20233618724
Deed Book / Page	3671 / 2121
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0032922083
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2026
Property Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0003830988
Instrument Date	Jul 27, 2026
Instrument	20263830988
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0003830988,
Date	Aug 3, 2026
Instrument	20263830988

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 20, 2023
Property Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0036712121
Book / Page	3671 / 2121
Map Reference	MB 14 PG 29
Instrument Date	Apr 18, 2023
Instrument	3618724
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 N ASH AVE, VALLEY CENTER, KS 67147-2536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0036712124
Date	Apr 20, 2023
Instrument	3671/2124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0036183907
Date	Apr 28, 2022
Book Page	3618/3907
Instrument	3545760

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 23, 2017
Property Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0032922084
Book / Page	3292 / 2084
Instrument Date	Mar 9, 2017
Instrument	3124852
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 WALTON LN, 120, SPRINGTOWN, TX 76082-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0003124853
Date	Mar 23, 2017
Instrument	3124853

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 113 Nicole Ln was $1,994 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 Homeowner's exemption Veteran's exemption Widower's exemption	$177,627 Land $37,664 Building $139,963	$177,627 Land $37,664 Building $139,963
2023	$1,159.00 (-2.28%) Homeowner's exemption Disabled Person's exemption	$118,234 (+3%)	$179,722 (+9.73%) Land $32,000 Building $147,722
2022	$1,186.00 Homeowner's exemption Disabled Person's exemption	$114,790	$163,786 Land $24,616 Building $139,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Nicole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Nicole Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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