Union County property record for 113 Nicholson St, Cobden, IL 62920
| Property Type | Mobile Home |
|---|---|
| Lot Size | 2.54 acres (110,762 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00-10-184 |
| Primary APN | 14-00-10-184 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 110,762 sqft (2.54 acres) |
| Street Address | 113 NICHOLSON ST |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-4001 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOTS 12 THRU 20 WM BELL'S HEIR'S ADD. MH RE ADDED 2022 |
| Legal Subdivision | WM BELL'S HEIR'S ADD |
| Legal Lot Number | 12-20 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 1 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950100 |
113 Nicholson St, a mobile home, is owned and occupied by two individuals.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 564, COBDEN, IL 62920-0564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Sep 22, 2021 |
| Property Address | 113 NICHOLSON ST, COBDEN, IL 62920-4001 |
| Document Number | 02021R2077 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021R2077 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 113 NICHOLSON ST, COBDEN, IL 62920-4001 |
| Document Number | 02021R2078 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021R2078 |
| Name | THE FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Mar 22, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 113 Nicholson St was $1,360 with a homeowner's exemption.
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cobden Village |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 | $29,950 Land $8,610 Building $21,340 | $89,850 Land $25,830 Building $64,020 |
| 2022 | $1,171.00 Homeowner's exemption | $24,102 Land $6,929 Building $17,173 | $72,306 Land $20,787 Building $51,519 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 113 Nicholson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 113 Nicholson St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBDEN serves 1,267 people · EPA ID IL1810150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BLIP Networks.
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