Alleghany County property record for 113 Natural Dam Rd, Sparta, NC 28675
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 807 sqft · built 1963 |
| Lot Size | 56.5 acres (2,462,447 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,818 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3090591690 |
| Primary APN | 3090591690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 807 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bungalow |
| Exterior Material | Block |
| Lot Area | 2,462,447 sqft (56.5 acres) |
| Garage Area | 468 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | Deck Area |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1567 |
|---|---|
| Street Address | 113 NATURAL DAM RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | F1 |
| Legal Description | #2 HIGGINS DOCIA |
| Legal Subdivision | HIGGINS, QUINCY & DOCIA ESTATE |
| Legal Lot Number | 2 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
113 Natural Dam Rd, a rural home, is owned by an individual.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22533 ATLANTA RD, SEAFORD, DE 19973-6623 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Jul 31, 2026 |
| Property Address | 113 NATURAL DAM RD, SPARTA, NC 28675-9538 |
| Document Number | 0000004133 |
| Book / Page | 456 / 1716 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20264133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 22533 ATLANTA RD, SEAFORD, DE 19973-6623 |
| Document Number | 0000004133, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 456/1716 |
| Instrument | 20264133 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 19, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 113 Natural Dam Rd was $1,818, up 6.2% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,818.00 (+6.19%) | $255,300 Land $117,800 Building $137,500 | $470,600 Land $333,100 Building $137,500 |
| 2025 | $1,712.00 | ||
| 2023 | $241,500 Land $117,800 Building $123,700 | $456,800 Land $333,100 Building $123,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Natural Dam Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Natural Dam Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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