113 N River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 113 N River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 1892
Lot Size	0.252 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Feb 2006)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`96-10211`

Property Details

APN / Parcel Number

Primary APN	`96-10211`
Alternative APN	`46007003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	384 sqft
Upper Floors Area	480 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1892
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	113 N RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	WATERVILLE VILLAGE LOT 10
Legal Subdivision	WATERVILLE VILLAGE
Legal Lot Number	10
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	3
Census Block	3031
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	113 N RIVER RD, WATERVILLE, OH 43566-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2006 · Amount on Record
Deed Sale	Feb 1, 2006 · Amount on Record
Prior Sale	Apr 22, 2004
Deed Document Number	6100679
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	113 N RIVER RD, WATERVILLE, OH 43566-1451
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 N RIVER RD, WATERVILLE, OH 43566-1451

Mortgage

Document Number	0000041180
Date	Nov 14, 2025
Instrument	202511140041180

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	113 N RIVER RD, WATERVILLE, OH 43566-1451
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009823
Date	Mar 1, 2022
Instrument	202203010009823

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00 (-6.69%)	$70,000 (-10.03%) Land $11,340 Building $58,660
2024	$3,811.00 (+21.72%)	$77,805 (+35.71%) Land $11,340 Building $66,465	$200,000 (+22.1%) Land $32,400 Building $167,600
2023	$3,131.00 (-0.95%)	$57,330 (-) Land $10,080 Building $47,250
2022	$3,161.00 Homeowner's exemption	$57,330 Land $10,080 Building $47,250
2021			$163,800 Land $28,800 Building $135,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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