113 N First Ave, New Bern, NC 28560 Property Records

Craven County property record for 113 N First Ave, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,125 sqft · built 1977
Lot Size	0.503 acres (21,926 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2025)
Tax Bill	$1,368 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-031-A-027`

Property Details

APN / Parcel Number

Primary APN	`8-031-A-027`
Alternative APN	`50584`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,926 sqft (0.503 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	50584
Street Address	113 N FIRST AVE
City	NEW BERN
State	NC
Zip	28560-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	#15 FIRST AVE
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	960502

Owner

113 N First Ave is owned and occupied by an individual who bought it in December 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	113 N FIRST AVE, NEW BERN, NC 28560-2824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Nov 28, 2018	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSNS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Apr 17, 2003
Deed Document Number	202510149633
Deed Book / Page	3861 / 2154
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	113 N FIRST AVE, NEW BERN, NC 28560-2824
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 N FIRST AVE, NEW BERN, NC 28560-2824

Mortgage

Document Number	03861/2171
Date	Dec 5, 2025
Book Page	3861/2171
Instrument	10149635

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	3508 BUSH ST, RALEIGH, NC 27609

Agreement

Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	113 N FIRST AVE, NEW BERN, NC 28560-2824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003553/0000002188
Date	Nov 28, 2018
Book Page	0000003553/0000002188
Instrument	000010030387

Lender

Name	US SMALL BUSNS ADMIN

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 113 N First Ave was $1,368, up 11.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,368.00 (+11.4%)	$149,930 (-) Land $24,000 Building $125,930	$149,930 (-) Land $24,000 Building $125,930
2025	$1,228.00	$149,930 Land $24,000 Building $125,930	$149,930 Land $24,000 Building $125,930
2023	$1,202.00 (+22.15%)	$138,550 (+56.11%) Land $24,000 Building $114,550	$138,550 Land $24,000 Building $114,550
2022	$984.00	$88,750 Land $20,000 Building $68,750
2018			$88,750 Land $20,000 Building $68,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 N First Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 203 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	82 (1996–2024)
Claims Outside the SFHA	1 of 82
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 73 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 N First Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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