113 N Delaware St, San Mateo, CA 94401 Property Records

San Mateo County property record for 113 N Delaware St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,600 sqft · built 1907
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,915,000 (Apr 2021)
Tax Bill	$25,888 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`032-304-090`

Property Details

APN / Parcel Number

Primary APN	`032-304-090`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,600 sqft Living Area
1st Floor Area	760 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Multi-Family
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Area	290 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 N DELAWARE ST
City	SAN MATEO
State	CA
Zip	94401-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM0004
Legal Description	LOT 22 BLOCK 29 WESTERN ADDITION TO TOWN OF SAN MATEO RSM 1/52 53
Legal Subdivision	WESTERN ADDITION TO TOWN OF SAN MATEO
Legal Block	29
Legal Lot Number	22
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2016
Census Tract	606201

Owner

113 N Delaware St is owned and occupied by two individuals who bought it in April 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 N DELAWARE ST, SAN MATEO, CA 94401-1925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL A GIUSTO
Aug 21, 2020	Grant Deed, Transfer NOT AVAILABLE
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Deed Document Number	202168392
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	0000121221
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 29, 2021
Property Address	113 N DELAWARE ST, SAN MATEO, CA 94401-1925
Document Number	0000068392
Map Reference	MB 1 PG 52
Instrument Date	Apr 23, 2021
Instrument	2021-068392
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,681.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 N DELAWARE ST, SAN MATEO, CA 94401-1925

Mortgage

Document Number	0000068393
Date	Apr 29, 2021
Instrument	2021-068393

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	113 N DELAWARE ST, SAN MATEO, CA 94401-1925
Document Number	0000116612
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1528 S EL CAMINO REAL #306 SAN MATEO CA 944023067, 306, SAN MATEO, CA 94402-3067

Mortgage

Document Number	0000116612
Date	Oct 23, 2020
Instrument	116612

Lender

Name	MICHAEL A GIUSTO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 21, 2020
Property Address	113 N DELAWARE ST, SAN MATEO, CA 94401-1925
Document Number	0000083658
Instrument Date	Aug 18, 2020
Instrument	83658
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1528 S EL CAMINO REAL #306 SAN MATEO CA 944023067, 306, SAN MATEO, CA 94402-3067

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 23, 2019
Property Address	113 N DELAWARE ST, SAN MATEO, CA 94401-1925
Document Number	0000067591
Instrument Date	Aug 1, 2019
Instrument	67591
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1511 SIXTH AVE BELMONT CA 940023821, BELMONT, CA 94002-3821

Tax Assessment & Valuation

The 2025 property tax bill for 113 N Delaware St was $25,888 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,114,311 (+2%) Land $1,229,944 Building $884,367
2025	$25,888.00 Homeowner's exemption	$2,072,855 Land $1,205,828 Building $867,027
2023	$25,117.00 (+1.95%) Homeowner's exemption	$1,992,365 Land $1,159,005 Building $833,360	$1,622,520
2022	$24,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 N Delaware St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 113 N Delaware St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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