113 Mountainview Ct, Oakland, MD 21550 Property Records

Garrett County property record for 113 Mountainview Ct, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,904 sqft · built 2022
Lot Size	1.38 acres (60,112 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Sep 2026)
Tax Bill	$9,080 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-071835`

Property Details

APN / Parcel Number

Primary APN	`18-071835`
Alternative APN	`071835`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,904 sqft Total Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	60,112 sqft (1.38 acres)
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	071835
Street Address	113 MOUNTAINVIEW CT
City	OAKLAND
State	MD
Zip	21550-7186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60112 SQ FT LOT 103 SECT 31 MOUNTAINSIDE SUB DIV
Legal Subdivision	MOUNTAINSIDE SUB
Legal Lot Number	103
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

113 Mountainview Ct is owned by two individuals who bought it in September 2026.

Source: Garrett County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 FIELDBROOK DR, WASHINGTON, PA 15301-8965
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK
Jun 28, 2023	Warranty Deed, Transfer · Line of Credit SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jul 24, 2024 · Amount on File
Deed Document Number	2026
Deed Book / Page	2709 / 336
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 8, 2026
Property Address	113 MOUNTAINVIEW CT, OAKLAND, MD 21550-7186
Document Number	2709000336
Book / Page	2709 / 336
Instrument Date	Sep 3, 2026
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 FIELDBROOK DR, WASHINGTON, PA 15301-8965

Mortgage

Document Number	2709000340,
Date	Sep 8, 2026
Book Page	2709/340

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 28, 2023
Property Address	113 MOUNTAINVIEW CT, OAKLAND, MD 21550-7186
Document Number	0024970446
Book / Page	2497 / 446
Map Reference	MB 2 PG 154
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MOUNTAINVIEW CT, OAKLAND, MD 21550-7186

Mortgage

Document Number	0024970452
Date	Jun 28, 2023
Instrument	2497-0452

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	55 Months
Due	Jan 20, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 113 Mountainview Ct was $9,080.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,080.00	$749,200 Land $73,200 Building $676,000	$749,200 Land $73,200 Building $676,000
2023	$8,201.00 (+921.3%)	$646,833 (+840.16%)	$858,700 (+1,148.11%) Land $102,300 Building $756,400
2022	$803.00	$68,800 Land $68,800	$68,800 Land $68,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 Mountainview Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Mountainview Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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