113 Monterey Rd, Franklin, KY 42134 Property Records

Simpson County property record for 113 Monterey Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,496 sqft · built 1977
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2019)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-03-00-097.00`

Property Details

APN / Parcel Number

Primary APN	`041-03-00-097.00`
Alternative APN	`286`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Building Area	2,496 sqft Living Area
Basement Area	1,530 sqft
Unfinished Basement	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Basement
Garage Area	600 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	125 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	113 MONTEREY RD
City	FRANKLIN
State	KY
Zip	42134-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	113 MONTEREY ROAD
Legal Subdivision	HUNTINGTON PARK
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3055
Census Tract	970200

Owner

Source: Simpson County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO
Dec 20, 2019	Deed, Transfer · Conventional Mortgage FRANKLIN BANK & TRUST CO
Feb 8, 2019	Quit Claim Deed, Transfer Quitclaim
May 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SECURITY BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	20191194811
Deed Book / Page	345 / 692
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	00D327/533
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M484/489
Date	Dec 2, 2020
Book Page	M484/489
Instrument	1199739

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Dec 20, 2019
Property Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275
Document Number	00D345/692
Book / Page	D345 / 692
Map Reference	MB 1 PG 137&138
Instrument Date	Dec 16, 2019
Instrument	1194811
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2190 STEVENSON RD, 2190, FRANKLIN, KY 42134-6631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275

Mortgage

Document Number	0001194812
Date	Dec 20, 2019
Instrument	1194812

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SIMPSON KY
Recording Date	Feb 8, 2019
Property Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275
Document Number	00D339/716
Book / Page	D339 / 716
Map Reference	DB 331 PG 164
Instrument Date	Jan 30, 2019
Instrument	1190270
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 MEADOR RD, 21, FRANKLIN, KY 42134-6802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIMPSON KY
Recording Date	May 10, 2017
Property Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275
Document Number	00D327/533
Book / Page	D327 / 533
Map Reference	MB 1 PG 137&138
Instrument Date	Apr 27, 2017
Instrument	1180345
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TRADITION TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MONTEREY RD, FRANKLIN, KY 42134-5275

Mortgage

Document Number	0001180346
Date	May 10, 2017
Instrument	1180346

Lender

Name	FIRST SECURITY BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (-5.6%)	$210,000 (-)	$210,000 (-)
2023	$2,017.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Franklin EPB Fiber.

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