113 Michelle Ct, Galt, CA 95632 Property Records

Sacramento County property record for 113 Michelle Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,581 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Feb 2017)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0530-085-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0530-085-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 MICHELLE CT
City	GALT
State	CA
Zip	95632-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 03, LOT 220
Legal Subdivision	FUMASI RANCH 03
Legal Lot Number	220
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3000
Census Tract	9502

Owner

113 Michelle Ct is owned and occupied by an individual who bought it in February 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	113 MICHELLE CT, GALT, CA 95632-2619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Feb 10, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	Sep 8, 2011 · Amount on File
Deed Book / Page	20170210 / 1017
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0000001498
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	113 MICHELLE CT, GALT, CA 95632-2619
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MICHELLE CT, GALT, CA 95632-2619

Mortgage

Document Number	0000000945
Date	Jul 27, 2022
Instrument	2022072700945

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	113 MICHELLE CT, GALT, CA 95632-2619
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MICHELLE CT, GALT, CA 95632-2619

Mortgage

Document Number	0000000956
Date	Jun 8, 2021
Instrument	202106080956

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	113 MICHELLE CT, GALT, CA 95632-2619
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MICHELLE CT, GALT, CA 95632-2619

Mortgage

Document Number	6080000000956
Date	Jun 8, 2021
Book Page	20210608/956

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 6, 2019
Property Address	113 MICHELLE CT, GALT, CA 95632-2619
Document Number	1911060575
Instrument Date	Sep 3, 2019
Instrument	1911060575
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MICHELLE CT GALT CA 956322619, GALT, CA 95632-2619

Mortgage

Document Number	1911060576
Date	Nov 6, 2019
Instrument	1911060576

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2017
Property Address	113 MICHELLE CT, GALT, CA 95632-2619
Document Number	0000001017
Book / Page	170210 / 001017
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MICHELLE CT GALT CA 956322619, GALT, CA 95632-2619

Mortgage

Document Number	1018
Date	Feb 10, 2017
Book Page	170210/001018

Lender

Name	AMERICAN HERITAGE LNDG
Address	COSTA MESA, CA 92627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 113 Michelle Ct was $4,468 with a homeowner's exemption, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,724 (+2%) Land $94,699 Building $290,025
2025	$4,468.00 (+4.3%) Homeowner's exemption	$377,182 Land $92,843 Building $284,339
2024	$4,284.00 (+1.66%)
2023	$4,214.00 (+4.02%) Homeowner's exemption	$362,538 Land $89,239 Building $273,299
2022	$4,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 113 Michelle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Michelle Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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