Union County property record for 113 Michael St, New Albany, MS 38652
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,477 sqft · built 1985 |
| Owner | Individual Name on File |
| Tax Bill | $170 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051N-09-014.01 |
| Primary APN | 051N-09-014.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,477 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Loading Dock | 480 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 113 MICHAEL ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-5810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SE1/4 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950400 |
113 Michael St, a rural home, is owned and occupied by an individual who acquired it in October 2018.
Source: Union County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 MICHAEL ST, NEW ALBANY, MS 38652-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage BNA BANK |
| Oct 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2018 |
| Deed Sale | Oct 12, 2018 |
| Deed Document Number | 201803443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 113 MICHAEL ST, NEW ALBANY, MS 38652-5810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1006 DOGWOOD CV, NEW ALBANY, MS 38652-9157 |
| Document Number | 2018001287 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 2018001287 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | Oct 20, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Oct 12, 2018 |
| Property Address | 113 MICHAEL ST, NEW ALBANY, MS 38652-5810 |
| Document Number | 2018003443 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 2018003443 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MICHAEL ST, NEW ALBANY, MS 38652-5810 |
| Document Number | 2018003444 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 2018003444 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 113 Michael St was $170 with exemptions applied, up 3% from the year before.
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $170.00 (+3.03%) Homeowner's exemption Disabled Person's exemption | $8,657 | $86,570 Land $4,950 Building $81,620 |
| 2024 | $165.00 (-82.48%) | ||
| 2023 | $942.00 (+29.22%) Homeowner's exemption | $8,657 (+22.6%) | $86,570 (+22.6%) Land $4,950 Building $81,620 |
| 2022 | $729.00 Homeowner's exemption | $7,061 | $70,610 Land $4,500 Building $66,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Michael St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Michael St is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A #5-RED HILL public/private · serves 298 people · EPA ID MS0410040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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