Scott County property record for 113 Merlin Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,939 sqft · built 1972 |
| Lot Size | 0.956 acres (41,644 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Aug 2018) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-40-019.000 |
| Primary APN | 087-40-019.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Lot Area | 41,644 sqft (0.956 acres) |
| Garage Type | Mixed |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 113 MERLIN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCELOT ESTATES |
| Legal Subdivision | LANCELOT ESTATES |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 40601 |
Source: Scott County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Aug 14, 2018 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Dec 6, 2017 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | May 9, 2011 · Amount on Record |
| Deed Document Number | 2018390617 |
| Deed Book / Page | 399 / 598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Investor | Possibly a Property Investor |
| Document Number | 00M1750/58 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | M1750/58 |
| Instrument | 478416 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M1537/156 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | M1537/156 |
| Instrument | 420973 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 14, 2018 |
| Property Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Document Number | D399/598 |
| Book / Page | D399 / 598 |
| Map Reference | CAB1 SL49&50 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 390617 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3929 WADDY RD, 3929, WADDY, KY 40076-6063 |
| Name | Verified Name |
|---|---|
| Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Investor | Possibly a Property Investor |
| Document Number | 390618 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 390618 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 378782 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | M1371/021 |
| Instrument | 378782 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 28, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,600 (-) | $285,600 (-) | |
| 2025 | $2,543.00 (+12.92%) | $285,600 (+14.98%) | $285,600 (+14.98%) |
| 2023 | $2,252.00 | $248,400 Land $45,000 Building $203,400 | $248,400 Land $45,000 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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