DeSoto County property record for 113 McKinzie Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,304 sqft · built 2005 |
| Lot Size | 0.194 acres (8,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,600 (Jan 2018) |
| Tax Bill | $2,591 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-06-0-00075-00 |
| Primary APN | 3-08-1-01-06-0-00075-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Adjusted Area |
| 1st Floor Area | 1,446 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 8,438 sqft (0.194 acres) |
| Lot Dimensions | 120 ft deep x 56 ft wide |
| Street Address | 113 MCKINZIE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | FORKED CREEK SUB SECTION B LOT 75 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | FORKED CREEK SUB |
| Legal Lot Number | 75 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71121 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 PANOLA AVE, BATESVILLE, MS 38606-2110 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 15, 2022 | Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC |
| Jan 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Feb 28, 2022 | Intrafamily Transfer, Transfer |
| Jan 22, 2018 | Deed, Transfer SOUTHERN TRUST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on Record |
| Deed Sale | Jan 22, 2018 · Amount on Record |
| Deed Document Number | 2018W00846-00663 |
| Deed Book / Page | 846 / 663 |
| Last Transfer Date | Dec 14, 2022 |
| Transfer Doc | 001020/624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 15, 2022 |
| Property Address | 113 MCKINZIE CV, HERNANDO, MS 38632-1340 |
| Document Number | 001020/624 |
| Book / Page | 1020 / 624 |
| Map Reference | MB 83 PG 1&2 |
| Instrument Date | Dec 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 PANOLA AVE, BATESVILLE, MS 38606-2110 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 PANOLA AVE, BATESVILLE, MS 38606-2110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 113 MCKINZIE CV, HERNANDO, MS 38632-1340 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004482/711 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 4482/711 |
| Instrument | T04482-00711 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 28, 2022 |
| Property Address | 113 MCKINZIE CV, HERNANDO, MS 38632-1340 |
| Document Number | 000989/130 |
| Book / Page | 989 / 130 |
| Map Reference | MB 83 PG 1&2 |
| Instrument Date | Feb 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MCKINZIE CV, HERNANDO, MS 38632-1340 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 22, 2018 |
| Property Address | 113 MCKINZIE CV, HERNANDO, MS 38632-1340 |
| Document Number | 000846/663 |
| Book / Page | 846 / 663 |
| Map Reference | PB 83 PG 1-2 |
| Instrument Date | Jan 18, 2018 |
| Instrument | W00846-00663 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | SOUTHERN TRUST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 WEST CV, 1700, HERNANDO, MS 38632-7098 |
| Name | Verified Name |
|---|---|
| Address | 113 MCKINZIE CV, HERNANDO, MS 38632-1340 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,591.00 (+30.99%) | $22,246 (+35.44%) Land $3,500 Building $18,746 | $222,464 (+35.44%) Land $35,000 Building $187,464 |
| 2023 | $1,978.00 | $16,425 | $164,251 Land $35,000 Building $129,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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